About
A card finder that shows its math.
CardFit helps you pick a credit card by what it actually pays you, after fees, on your spending. It's independent: no issuer pays for placement, and seeing your matches never touches your credit.
One number per card
What the card is worth to you a year, in dollars, after its fee. The workings are shown under every figure.
Your wallet counts
If you already have cards, we rank what a new one adds on top of them, not what it earns alone.
Straight from issuers
173 cards, read from issuers' own pages every day and checked before big changes go live.
Why it exists
Most card sites rank by what they're paid when you apply, describe points at best-case values, and leave the annual fee to a footnote. We wanted one honest number you can check: how we rank is public, down to the value of a point.
We're not a bank and don't offer cards. Applying always happens on the issuer's own site. Nothing here is financial advice, and terms change, so confirm them with the issuer.
Who's behind it
Aashish Shah
Founder
Aashish Shah built CardFit and maintains its ranking method and point values. Questions, corrections or a card we're missing: shahaaseesh@gmail.com.
Find the card that pays you back.
Tell us how you spend. We'll rank every card on it, after fees.
Find my card