Best travel credit cards

1. 1
   

   Wells Fargo

   Wells Fargo Autograph Journey Visa Credit Card

   5X points on hotels · 4X points on airlines

   Worth about $655 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

   $475/ yearAnnual fee $95
2. 2
   

   Wells Fargo

   Wells Fargo Autograph Card

   3X points on restaurants, travel, gas, transit, popular streaming services, and phone plans · 1X points on other purchases

   Worth about $636 every year on spending weighted to your picks — rewards and credits minus the $0 fee.

   $528/ yearAnnual fee $0
3. 3
   

   Capital One

   Venture Rewards

   2X miles on every purchase · 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel

   Worth about $626 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

   $554/ yearAnnual fee $95
4. 4
   

   Chase

   Chase Sapphire Preferred Credit Card

   5x points on Chase Travel · 3x points on dining, gas stations, EV charging, vacation homes, top streaming services, and online grocery

   Worth about $597 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

   $561/ yearAnnual fee $95
5. 5
   

   Chase

   IHG One Rewards Premier Credit Card

   24X total points per $1 spent when you stay at IHG Hotels and Resorts

   Worth about $594 every year on spending weighted to your picks — rewards and credits minus the $150 fee.

   $540/ yearAnnual fee $150
6. 6
   

   Barclays

   Wyndham Rewards Earner Plus Card

   6 points per $1 spent on eligible purchases made at Hotels by Wyndham · 4 points per $1 spent on dining, grocery store purchases, and travel

   Worth about $581 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

   $552/ yearAnnual fee $95
7. 7
   

   Chase

   World of Hyatt Credit Card

   9 total points per $1 spent at Hyatt hotels and 2 Bonus Points per $1 spent on other purchases

   Worth about $577 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

   $523/ yearAnnual fee $95
8. 8
   

   Capital One

   Venture X

   10X miles on hotels and rental cars booked through Capital One Travel

   Worth about $576 every year on spending weighted to your picks — rewards and credits minus the $395 fee.

   $504/ yearAnnual fee $395
9. 9
   

   Chase

   Marriott Bonvoy Boundless Credit Card

   17X total points per $1 spent at hotels participating in Marriott Bonvoy

   Worth about $576 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

   $525/ yearAnnual fee $95
10. 10
    

    Citi

    Citi Strata Premier Card

    10 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com · 3 points per dollar spent on Air Travel, Restaurants, Supermarkets, and Gas & EV Charging Stations

    Worth about $567 every year on spending weighted to your picks — rewards and credits minus the $95 fee.

    $531/ yearAnnual fee $95

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

• Cash back
• No annual fee
• Dining
• Groceries
• Gas
• No foreign fee
• Premium
• No-fee cash back
• No-fee travel
• No-fee dining
• No-fee groceries
• Balance transfer
• Students
• Business
• Fair credit

Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.