Updated October 29, 2026

The best cards, in dollars.

Every list uses the same formula: rewards and usable credits minus the annual fee, on a stated spending profile. No issuer pays for placement.

Best card to pair with…

Already have a card? These rank what each card adds on top of it.

Your spending isn't typical.

These lists assume an average spender. Tell us yours and we'll rank every card on it.

Rank cards for my spending