8 cards · updated October 29, 2026
Discover credit cards
Ordered by what each is worth a year after its annual fee, on typical spending.
- $468/ yearAnnual fee $0
Discover
Discover it Chrome
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter · 1% cash back on all other purchases
$336/ yearAnnual fee $0Discover
Discover it Student Chrome Credit Card
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter · 1% cash back on all other purchases
$336/ yearAnnual fee $0Discover
Discover it Balance Transfer Credit Card
Cash back on every purchase, with no annual fee and a rewards match at the end of your first year
$312/ yearAnnual fee $0Discover
Discover it Cash Back Credit Card
5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate · 1% cash back on all other purchases
$312/ yearAnnual fee $0Discover
Discover it Secured Cash Back Credit Card
5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate · 1% cash back on all other purchases
$312/ yearAnnual fee $0Discover
Discover it Student Cash Back Card
5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate · 1% cash back on all other purchases
$312/ yearAnnual fee $0Discover
NHL Discover it Credit Card
5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate · 1% cash back on all other purchases
$312/ yearAnnual fee $0
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
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Rank every card, from every issuer, on your own spending and the cards you already hold.
Find my cardCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.