20 cards · updated October 29, 2026

American Express credit cards

Ordered by what each is worth a year after its annual fee, on typical spending.

  1. American Express

    Blue Cash Preferred Card

    6% cash back on eligible purchases at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%) · 6% cash back on select U.S. streaming subscriptions

    $607/ yearAnnual fee $95
  2. American Express

    Marriott Bonvoy Business Card

    6X points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy · 4X points at restaurants and U.S. gas stations

    $563/ yearAnnual fee $125
  3. American Express

    Blue Cash Everyday Card

    3% cash back on eligible purchases at U.S. supermarkets, U.S. online retail purchases, and gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)

    $480/ yearAnnual fee $0
  4. American Express

    Delta SkyMiles Gold American Express Card

    2X miles on Delta purchases, at restaurants, and at U.S. supermarkets · 1X miles on all other eligible purchases

    $404/ yearAnnual fee $150
  5. American Express

    Delta SkyMiles Blue American Express Card

    2X Miles at restaurants and on Delta purchases · 1X Miles on all other eligible purchases

    $396/ yearAnnual fee $0
  6. American Express

    Marriott Bonvoy Bevy American Express Card

    6X points on eligible purchases at hotels participating in Marriott Bonvoy · 4X points at restaurants and U.S. supermarkets

    $338/ yearAnnual fee $250
  7. American Express

    American Express Gold Card

    4X points at restaurants worldwide and U.S. supermarkets · 5X points on prepaid hotels booked through AmexTravel.com

    $332/ yearAnnual fee $325
  8. American Express

    Graphite Business Cash Unlimited Card

    2% cash back on all eligible purchases · 5% cash back on flights and prepaid hotels booked through American Express Travel

    $329/ yearAnnual fee $295
  9. American Express

    Delta SkyMiles Platinum American Express Card

    3X Miles on Delta purchases and at hotels · 2X Miles on dining and groceries

    $271/ yearAnnual fee $350
  10. American Express

    Hilton Honors American Express Aspire Card

    14x Points on purchases made directly with hotels and resorts within the Hilton Portfolio · 7x Points on select travel and dining

    $254/ yearAnnual fee $550
  11. American Express

    Blue Business Plus Credit Card

    2X points on the first $50,000 of eligible purchases per calendar year · 1X points on purchases thereafter, with no category restrictions and no annual fee

    $250/ yearAnnual fee $0
  12. American Express

    Business Platinum Card

    5X points on flights and prepaid hotels booked through American Express Travel · 2X points on key business purchases

    $161/ yearAnnual fee $895
  13. American Express

    Hilton Honors American Express Card

    7X Hilton Honors Bonus Points on eligible Hilton purchases · 5X Points at U.S. restaurants, supermarkets, and gas stations

    $156/ yearAnnual fee $0
  14. American Express

    Business Green Rewards Card

    2X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App · 1X points on other eligible purchases

    $155/ yearAnnual fee $95
  15. American Express

    American Express Business Gold Card

    4X points on your top 2 eligible categories each month · 3X points on flights and prepaid hotels booked on AmexTravel.com

    $117/ yearAnnual fee $375
  16. American Express

    Hilton Honors American Express Surpass Card

    12X Hilton Honors Bonus Points on eligible Hilton purchases · 6X Points at U.S. restaurants, supermarkets, and gas stations

    $76/ yearAnnual fee $150
  17. American Express

    Marriott Bonvoy Brilliant American Express Card

    6X points at hotels participating in Marriott Bonvoy · 3X points at restaurants and on flights booked directly with airlines

    $75/ yearAnnual fee $650
  18. American Express

    Hilton Honors American Express Business Credit Card

    12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio · 5X on other eligible purchases on the first $100K in eligible purchases per calendar year

    $45/ yearAnnual fee $195
  19. American Express

    Delta SkyMiles Reserve American Express Card

    3X Miles on Delta Purchases · 1X Miles on All Other Eligible Purchases

    $19/ yearAnnual fee $650
  20. American Express

    Platinum Card

    5X points on flights and hotels booked directly with airlines or through American Express Travel

    −$140/ yearAnnual fee $895

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.