20 cards · updated October 29, 2026
American Express credit cards
Ordered by what each is worth a year after its annual fee, on typical spending.
American Express
Blue Cash Preferred Card
6% cash back on eligible purchases at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%) · 6% cash back on select U.S. streaming subscriptions
$607/ yearAnnual fee $95American Express
Marriott Bonvoy Business Card
6X points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy · 4X points at restaurants and U.S. gas stations
$563/ yearAnnual fee $125American Express
Blue Cash Everyday Card
3% cash back on eligible purchases at U.S. supermarkets, U.S. online retail purchases, and gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)
$480/ yearAnnual fee $0American Express
Delta SkyMiles Gold American Express Card
2X miles on Delta purchases, at restaurants, and at U.S. supermarkets · 1X miles on all other eligible purchases
$404/ yearAnnual fee $150American Express
Delta SkyMiles Blue American Express Card
2X Miles at restaurants and on Delta purchases · 1X Miles on all other eligible purchases
$396/ yearAnnual fee $0American Express
Marriott Bonvoy Bevy American Express Card
6X points on eligible purchases at hotels participating in Marriott Bonvoy · 4X points at restaurants and U.S. supermarkets
$338/ yearAnnual fee $250American Express
American Express Gold Card
4X points at restaurants worldwide and U.S. supermarkets · 5X points on prepaid hotels booked through AmexTravel.com
$332/ yearAnnual fee $325American Express
Graphite Business Cash Unlimited Card
2% cash back on all eligible purchases · 5% cash back on flights and prepaid hotels booked through American Express Travel
$329/ yearAnnual fee $295American Express
Delta SkyMiles Platinum American Express Card
3X Miles on Delta purchases and at hotels · 2X Miles on dining and groceries
$271/ yearAnnual fee $350American Express
Hilton Honors American Express Aspire Card
14x Points on purchases made directly with hotels and resorts within the Hilton Portfolio · 7x Points on select travel and dining
$254/ yearAnnual fee $550American Express
Blue Business Plus Credit Card
2X points on the first $50,000 of eligible purchases per calendar year · 1X points on purchases thereafter, with no category restrictions and no annual fee
$250/ yearAnnual fee $0American Express
Business Platinum Card
5X points on flights and prepaid hotels booked through American Express Travel · 2X points on key business purchases
$161/ yearAnnual fee $895American Express
Hilton Honors American Express Card
7X Hilton Honors Bonus Points on eligible Hilton purchases · 5X Points at U.S. restaurants, supermarkets, and gas stations
$156/ yearAnnual fee $0American Express
Business Green Rewards Card
2X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App · 1X points on other eligible purchases
$155/ yearAnnual fee $95American Express
American Express Business Gold Card
4X points on your top 2 eligible categories each month · 3X points on flights and prepaid hotels booked on AmexTravel.com
$117/ yearAnnual fee $375American Express
Hilton Honors American Express Surpass Card
12X Hilton Honors Bonus Points on eligible Hilton purchases · 6X Points at U.S. restaurants, supermarkets, and gas stations
$76/ yearAnnual fee $150American Express
Marriott Bonvoy Brilliant American Express Card
6X points at hotels participating in Marriott Bonvoy · 3X points at restaurants and on flights booked directly with airlines
$75/ yearAnnual fee $650American Express
Hilton Honors American Express Business Credit Card
12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio · 5X on other eligible purchases on the first $100K in eligible purchases per calendar year
$45/ yearAnnual fee $195American Express
Delta SkyMiles Reserve American Express Card
3X Miles on Delta Purchases · 1X Miles on All Other Eligible Purchases
$19/ yearAnnual fee $650American Express
Platinum Card
5X points on flights and hotels booked directly with airlines or through American Express Travel
−$140/ yearAnnual fee $895
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
Is a American Express card right for you?
Rank every card, from every issuer, on your own spending and the cards you already hold.
Find my cardCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.



















