8 cards · updated October 29, 2026
Wells Fargo credit cards
Ordered by what each is worth a year after its annual fee, on typical spending.
Wells Fargo
Active Cash Credit Card
2% cash rewards on purchases with no categories to track or quarterly activations
$624/ yearAnnual fee $0Wells Fargo
Signify Business Cash
2% cash rewards on purchases for your business – without caps or spending categories
$624/ yearAnnual fee $0Wells Fargo
Wells Fargo Autograph Card
3X points on restaurants, travel, gas, transit, popular streaming services, and phone plans · 1X points on other purchases
$528/ yearAnnual fee $0Wells Fargo
Choice Privileges Select Mastercard
10X points on stays at participating Choice Hotels · 5X points on purchases at gas stations, grocery stores, and home improvement stores
$485/ yearAnnual fee $95Wells Fargo
Wells Fargo Autograph Journey Visa Credit Card
5X points on hotels · 4X points on airlines
$475/ yearAnnual fee $95Wells Fargo
One Key Card
3% in OneKeyCash on Expedia, Hotels.com, and Vrbo · 3% at gas stations, grocery stores, and dining
$333/ yearAnnual fee $0Wells Fargo
Reflect Card
The card offers personalized deals through My Wells Fargo Deals, allowing cardholders to earn cash back as account credits
$312/ yearAnnual fee $0Wells Fargo
Choice Privileges Mastercard
5X points on stays at participating Choice Hotels · 3X points on purchases at gas stations, grocery stores, and home improvement stores
$288/ yearAnnual fee $0
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
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Rank every card, from every issuer, on your own spending and the cards you already hold.
Find my cardCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.