22 cards · updated October 29, 2026

Bank of America credit cards

Ordered by what each is worth a year after its annual fee, on typical spending.

  1. Bank of America

    Air France KLM Visa Credit Card

    3 Miles per $1 on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases · 3 Miles per $1 on eligible dining purchases

    $505/ yearAnnual fee $89
  2. Bank of America

    Bank of America Premium Rewards Credit Card

    2 points per $1 on travel and dining purchases · 1.5 points per $1 on all other purchases

    $474/ yearAnnual fee $95
  3. Bank of America

    Bank of America Secured Travel Rewards Credit Card

    1.5 points per $1 on everyday purchases and no expiration on points as long as your account remains open

    $468/ yearAnnual fee $0
  4. Bank of America

    Bank of America Travel Rewards Credit Card

    1.5 points per $1 on everyday purchases

    $468/ yearAnnual fee $0
  5. Bank of America

    Bank of America Travel Rewards Credit Card for Students

    1.5 points per $1 on everyday purchases

    $468/ yearAnnual fee $0
  6. Bank of America

    Bank of America Unlimited Cash Rewards Credit Card

    1.5% cash back on all purchases

    $468/ yearAnnual fee $0
  7. Bank of America

    Bank of America Unlimited Cash Rewards Credit Card for Students

    1.5% cash back on all purchases

    $468/ yearAnnual fee $0
  8. Bank of America

    Bank of America Unlimited Cash Rewards Secured Credit Card

    1.5% cash back on all purchases

    $468/ yearAnnual fee $0
  9. Bank of America

    Royal ONE Visa Signature Credit Card

    Points on eligible Royal Caribbean, Celebrity Cruises, and Silversea purchases, as well as on grocery, gas, and all other purchases

    $407/ yearAnnual fee $0
  10. Bank of America

    Royal ONE Plus Visa Signature Credit Card

    4 points per dollar spent on eligible Royal Caribbean, Celebrity Cruises, and Silversea purchases · 2 points on eligible airline, hotel, dining, grocery, gas, and EV charging station purchases

    $375/ yearAnnual fee $99
  11. Bank of America

    Allways Rewards Visa Credit Card

    3 points per $1 spent on Allegiant purchases · 2 points per $1 spent on qualifying dining purchases

    $373/ yearAnnual fee $59
  12. Bank of America

    Bank of America Customized Cash Rewards Credit Card

    6% cash back in the category of your choice for the first year · 3% cash back in that category after the first year

    $372/ yearAnnual fee $0
  13. Bank of America

    Bank of America Customized Cash Rewards Credit Card for Students

    6% cash back in the category of your choice for the first year · 3% cash back on purchases in your choice category after the first year

    $372/ yearAnnual fee $0
  14. Bank of America

    Customized Cash Rewards Secured Credit Card

    6% cash back in the category of your choice for the first year · 3% cash back in your choice category

    $372/ yearAnnual fee $0
  15. Bank of America

    Susan G. Komen Customized Cash Rewards Credit Card

    6% cash back in the category of your choice for the first year · 3% cash back on purchases in your choice category after the first year

    $372/ yearAnnual fee $0
  16. Bank of America

    BankAmericard Credit Card

    0% introductory APR for the first 21 billing cycles, making it ideal for those looking to save on interest

    $312/ yearAnnual fee $0
  17. Bank of America

    BankAmericard Credit Card for Students

    0% introductory APR

    $312/ yearAnnual fee $0
  18. Bank of America

    BankAmericard Secured Credit Card

    A secured credit card designed to help establish, strengthen or rebuild credit

    $312/ yearAnnual fee $0
  19. Bank of America

    Norwegian Cruise Line World Mastercard Credit Card

    Triple points on Norwegian purchases, double points on eligible air and hotel purchases, and one point on all other purchases

    $312/ yearAnnual fee $0
  20. Bank of America

    Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card

    Unlimited points for travel with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare

    $275/ yearAnnual fee $95
  21. Bank of America

    Bank of America Premium Rewards Elite Credit Card

    2 points for every dollar spent on travel and dining purchases · 1.5 points per dollar on all other purchases

    $193/ yearAnnual fee $550
  22. Bank of America

    Atmos Rewards Summit Visa Infinite Credit Card

    3 points per $1 on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases · 1 point per $1 on all other purchases

    $85/ yearAnnual fee $395

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.