21 cards · updated October 29, 2026
Citi credit cards
Ordered by what each is worth a year after its annual fee, on typical spending.
Citi
Citi Double Cash Credit Card
2% cash back on purchases: 1% when you buy · 1% as you pay, with no category enrollment, caps, or annual fee
$624/ yearAnnual fee $0Citi
Citi Strata Premier Card
10 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com · 3 points per dollar spent on Air Travel, Restaurants, Supermarkets, and Gas & EV Charging Stations
$531/ yearAnnual fee $95Citi
Citi Strata Card
5x points on Hotels, Car Rentals, and Attractions booked through cititravel.com · 3x points at Supermarkets, Gas & EV Charging Stations, and on an eligible Self-Select Category
$528/ yearAnnual fee $0Citi
AT&T Points Plus Card
3 ThankYou® Points per $1 at gas and EV charging stations · 2 ThankYou® Points per $1 at grocery stores and on AT&T products and services
$420/ yearAnnual fee $0Citi
American Airlines AAdvantage MileUp Card
2 AAdvantage® miles for every dollar spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage® mile for every dollar spent on all other purchases
$409/ yearAnnual fee $0Citi
Citi / AAdvantage Platinum Select World Elite Mastercard
2 AAdvantage® miles for every dollar spent at gas stations and restaurants and on eligible American Airlines purchases and 1 AAdvantage® mile for every dollar spent on all other purchases
$396/ yearAnnual fee $0Citi
Citi / AAdvantage Business World Elite Mastercard
2 American Airlines AAdvantage® miles per $1 on eligible American Airlines purchases, telecommunications merchants, car rental merchants, cable and satellite providers, and gas stations, plus 1 AAdvantage® mile per dollar spent on other purchases
$343/ yearAnnual fee $0Citi
Citi Dividend Card
5% cash back at Citi Travel Site and restaurants during the promotional period
$312/ yearAnnual fee $0Citi
Citi Simplicity Credit Card
The Citi Simplicity® Credit Card does not earn rewards, but offers benefits such as no late fees, no penalty rate, and no annual fee
$312/ yearAnnual fee $0Citi
Citi Diamond Preferred Credit Card
The Citi® Diamond Preferred® Credit Card does not earn rewards but offers benefits such as a low intro balance transfer fee and free access to your FICO® Score
$312/ yearAnnual fee $0Citi
Citi Secured Mastercard
The Citi® Secured Mastercard® does not earn rewards but offers benefits such as no annual fee and free access to your FICO® Score
$312/ yearAnnual fee $0Citi
Costco Anywhere Visa Business Card
Cardmembers earn cash back rewards everywhere Visa® is accepted on cash back rewards
$312/ yearAnnual fee $0Citi
Costco Anywhere Visa Card by Citi
Cardmembers earn cash back rewards everywhere Visa is accepted on cash back rewards
$312/ yearAnnual fee $0- $180/ yearAnnual fee $0
Citi
Macy’s Credit Card
The Macy’s Credit Card allows cardholders to earn points on purchases at Macy’s, with different earning rates based on membership status
$173/ yearAnnual fee $0Citi
Dillard’s Credit Card
2 points per $1 on eligible Dillard’s purchases and can choose between a 10% off One-Day Shopping Pass or a $10 off Reward Certificate for every 1,500 points earned
$158/ yearAnnual fee $0- $156/ yearAnnual fee $0
Citi
Pro Xtra Credit Card
4x rewards on purchases made with their Pro Xtra Credit Card, which can be redeemed for eligible purchases and rentals
$125/ yearAnnual fee $0Citi
Citi Strata Elite Card
12 points per dollar on Hotels, Car Rentals, and Attractions booked on cititravel.com · 6 points on Air Travel and select restaurant purchases
Annual fee See issuer siteCiti
Citi / AAdvantage Executive World Legend Mastercard
4 miles per $1 on eligible American Airlines purchases · 12 miles per $1 on eligible AAdvantage Hotels and Cars bookings
Annual fee See issuer siteCiti
Citi / AAdvantage Globe Mastercard
The Citi® / AAdvantage® Globe™ Mastercard® offers cardmembers the ability to earn AAdvantage® miles on eligible purchases, with higher rates for American Airlines purchases and AAdvantage Hotels™ bookings
Annual fee See issuer site
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
No longer offered
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Find my cardCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.