8 cards · updated October 29, 2026

U.S. Bank credit cards

Ordered by what each is worth a year after its annual fee, on typical spending.

  1. U.S. Bank

    U.S. Bank Smartly Visa Signature Card

    2% cash back on every purchase with no caps, and up to an additional 2% cash back when paired with qualifying U.S. Bank accounts

    $624/ yearAnnual fee $0
  2. U.S. Bank

    U.S. Bank Altitude Go Secured Visa Card

    4X points on dining, takeout, and restaurant delivery · 2X points at gas stations and grocery stores

    $545/ yearAnnual fee $0
  3. U.S. Bank

    U.S. Bank Altitude Connect Visa Signature Card

    5X points on prepaid hotels and car rentals booked directly in the Travel Center · 4X points on travel and gas stations/EV charging stations (on the first $1,000 each quarter)

    $420/ yearAnnual fee $0
  4. U.S. Bank

    U.S. Bank Altitude Go Visa Signature Card

    4X points on dining, takeout, and restaurant delivery on the first $2,000 each quarter · 2X points at grocery stores, gas stations, and streaming services

    $401/ yearAnnual fee $0
  5. U.S. Bank

    U.S. Bank Shield Visa Credit Card

    4% cash back on prepaid air, hotel, and car reservations booked directly in the Travel Center

    $319/ yearAnnual fee $0
  6. U.S. Bank

    Cash+ Secured Visa Cash Back Credit Card

    5% cash back in eligible categories they choose

    $312/ yearAnnual fee $0
  7. U.S. Bank

    U.S. Bank Cash+ Visa Signature

    5% cash back in categories they choose · 2% cash back in one everyday category

    $312/ yearAnnual fee $0
  8. U.S. Bank

    U.S. Bank Secured Visa Card

    The card is designed to help build or re-establish credit history by reporting account activity to the three major credit bureaus

    $312/ yearAnnual fee $0

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.