8 cards · updated October 29, 2026
U.S. Bank credit cards
Ordered by what each is worth a year after its annual fee, on typical spending.
U.S. Bank
U.S. Bank Smartly Visa Signature Card
2% cash back on every purchase with no caps, and up to an additional 2% cash back when paired with qualifying U.S. Bank accounts
$624/ yearAnnual fee $0U.S. Bank
U.S. Bank Altitude Go Secured Visa Card
4X points on dining, takeout, and restaurant delivery · 2X points at gas stations and grocery stores
$545/ yearAnnual fee $0U.S. Bank
U.S. Bank Altitude Connect Visa Signature Card
5X points on prepaid hotels and car rentals booked directly in the Travel Center · 4X points on travel and gas stations/EV charging stations (on the first $1,000 each quarter)
$420/ yearAnnual fee $0U.S. Bank
U.S. Bank Altitude Go Visa Signature Card
4X points on dining, takeout, and restaurant delivery on the first $2,000 each quarter · 2X points at grocery stores, gas stations, and streaming services
$401/ yearAnnual fee $0U.S. Bank
U.S. Bank Shield Visa Credit Card
4% cash back on prepaid air, hotel, and car reservations booked directly in the Travel Center
$319/ yearAnnual fee $0- $312/ yearAnnual fee $0
U.S. Bank
U.S. Bank Cash+ Visa Signature
5% cash back in categories they choose · 2% cash back in one everyday category
$312/ yearAnnual fee $0U.S. Bank
U.S. Bank Secured Visa Card
The card is designed to help build or re-establish credit history by reporting account activity to the three major credit bureaus
$312/ yearAnnual fee $0
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
No longer offered
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Find my cardCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.


