American Express
Business Green Rewards Card
Estimated value every year on typical spending
$155/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $355
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the American Express Business Green Rewards Card returns about $250 a year in rewards and usable credits, which covers its $95 fee with $155 to spare. The welcome bonus adds roughly $200 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 17.99% to 28.74% variable
- Foreign fee
- Not specified
- Top perk
- No Preset Spending Limit
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 2X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App
- 1X points on other eligible purchases
Sign-up bonus
25,000 Membership Rewards Points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within your first 3 months of Card Membership.
Best for
- Business spending
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back.
Worth knowing
- Annual fee
- $95
- Intro APR
- Not listed
- Regular APR
- 17.99% to 28.74% variable
- $1200/mo on everyday spending earns about $115/year (0.8x).
Offer history
- Oct 29, 2026 · Welcome offer changed: Earn 15,000 Membership Rewards points after you spend $3,000 on eligible purchases on the Card within your first 3 months of Card Membership. → Earn 25,000 Membership Rewards Points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within your first 3 months of Card Membership.
Business Green Rewards Card: questions people ask
Is the American Express Business Green Rewards Card worth it?
On typical spending the American Express Business Green Rewards Card returns about $250 a year in rewards and usable credits, which covers its $95 fee with $155 to spare. The welcome bonus adds roughly $200 in the first year.
What is the American Express Business Green Rewards Card annual fee?
The American Express Business Green Rewards Card has a $95 annual fee. On typical spending its rewards and usable credits come to about $250 a year, so it nets about $155 after the fee.
What is the American Express Business Green Rewards Card welcome bonus?
Earn 25,000 Membership Rewards Points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within your first 3 months of Card Membership. We value it at about $200. We check the issuer's page daily; see its offer history for changes since Oct 26, 2026.
What does the American Express Business Green Rewards Card earn?
2X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App. 1X points on other eligible purchases.
What credit score do you need for the American Express Business Green Rewards Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the American Express Business Green Rewards Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: American Express product page. Terms change often; confirm them with the issuer before you apply.