American Express
Delta SkyMiles Blue American Express Card
Estimated value every year on typical spending
$396/ year
Every year, after the annual fee. Year one adds a $110 welcome bonus: $506
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Delta SkyMiles Blue American Express Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $396 a year on typical spending. The welcome bonus adds roughly $110 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 19.74% to 28.74% variable
- Foreign fee
- None
- Top perk
- 20% Back On In-Flight Purchases
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 2X Miles at restaurants and on Delta purchases
- 1X Miles on all other eligible purchases
Sign-up bonus
10,000 Bonus Miles after you spend $1,000 on eligible purchases on your new Card within your first 6 months of Card Membership.
Best for
- Travelers who redeem points
- Keeping costs at $0
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- 19.74% to 28.74% variable
- $400/mo on dining earns about $106/year (2.2x).
- $1200/mo on everyday spending earns about $158/year (1.1x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Delta SkyMiles Blue American Express Card: questions people ask
Is the Delta SkyMiles Blue American Express Card worth it?
With no annual fee, the Delta SkyMiles Blue American Express Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $396 a year on typical spending. The welcome bonus adds roughly $110 in the first year.
What is the Delta SkyMiles Blue American Express Card annual fee?
The Delta SkyMiles Blue American Express Card has no annual fee ($0).
What is the Delta SkyMiles Blue American Express Card welcome bonus?
Earn 10,000 Bonus Miles after you spend $1,000 on eligible purchases on your new Card within your first 6 months of Card Membership. We value it at about $110. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Delta SkyMiles Blue American Express Card earn?
2X Miles at restaurants and on Delta purchases. 1X Miles on all other eligible purchases.
What credit score do you need for the Delta SkyMiles Blue American Express Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Delta SkyMiles Blue American Express Card charge foreign transaction fees?
No. The Delta SkyMiles Blue American Express Card has no foreign transaction fee.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: American Express product page. Terms change often; confirm them with the issuer before you apply.