Bank of America
Air France KLM Visa Credit Card
Estimated value every year on typical spending
$505/ year
Every year, after the annual fee. Year one adds a $550 welcome bonus: $1,055
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Experience Points (not counted)
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Bank of America Air France KLM Visa Credit Card returns about $594 a year in rewards and usable credits, which covers its $89 fee with $505 to spare. The welcome bonus adds roughly $550 in the first year.
The fine print
- Intro APR
- Not applicable
- Regular APR
- 19.74% to 27.74% variable
- Foreign fee
- None
- Top perk
- Anniversary Miles
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 3 Miles per $1 on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases
- 3 Miles per $1 on eligible dining purchases
- 1.5 Miles per $1 on all other purchases
Sign-up bonus
50,000 Bonus Miles + 100 Experience Points (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening
Best for
- Big spenders on dining
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $89
- Intro APR
- Not applicable
- Regular APR
- 19.74% to 27.74% variable
- Balance transfer fee
- 5% of each transaction
- $400/mo on dining earns about $158/year (3.3000000000000003x).
- $1200/mo on everyday spending earns about $238/year (1.6500000000000001x).
- The $89 fee pays for itself at about $320/mo on dining.
- You come out ahead of a no-fee 1% card after about $3900/year of dining spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Air France KLM Visa Credit Card: questions people ask
Is the Bank of America Air France KLM Visa Credit Card worth it?
On typical spending the Bank of America Air France KLM Visa Credit Card returns about $594 a year in rewards and usable credits, which covers its $89 fee with $505 to spare. The welcome bonus adds roughly $550 in the first year.
What is the Bank of America Air France KLM Visa Credit Card annual fee?
The Bank of America Air France KLM Visa Credit Card has a $89 annual fee. On typical spending its rewards and usable credits come to about $594 a year, so it nets about $505 after the fee.
What is the Bank of America Air France KLM Visa Credit Card welcome bonus?
50,000 Bonus Miles + 100 Experience Points (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening. We value it at about $550. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Bank of America Air France KLM Visa Credit Card earn?
3 Miles per $1 on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. 3 Miles per $1 on eligible dining purchases. 1.5 Miles per $1 on all other purchases.
What credit score do you need for the Bank of America Air France KLM Visa Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Bank of America Air France KLM Visa Credit Card charge foreign transaction fees?
No. The Bank of America Air France KLM Visa Credit Card has no foreign transaction fee.
Compare Air France KLM Visa Credit Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Bank of America product page. Terms change often; confirm them with the issuer before you apply.