Bank of America
Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card
Estimated value every year on typical spending
$275/ year
Every year, after the annual fee. Year one adds a $550 welcome bonus: $825
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card returns about $370 a year in rewards and usable credits, which covers its $95 fee with $275 to spare. The welcome bonus adds roughly $550 in the first year.
The fine print
- Intro APR
- Not applicable
- Regular APR
- 19.74% to 27.74% variable
- Foreign fee
- Not specified
- Top perk
- Free checked bag + preferred boarding
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- Unlimited points for travel with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare
Sign-up bonus
50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer.
Best for
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $95
- Intro APR
- Not applicable
- Regular APR
- 19.74% to 27.74% variable
- Balance transfer fee
- 5% of each transaction
- $200/mo on gas earns about $53/year (2.2x).
- $1200/mo on everyday spending earns about $158/year (1.1x).
- The $95 fee pays for itself at about $660/mo on gas.
- You come out ahead of a no-fee 1% card after about $7900/year of gas spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card: questions people ask
Is the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card worth it?
On typical spending the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card returns about $370 a year in rewards and usable credits, which covers its $95 fee with $275 to spare. The welcome bonus adds roughly $550 in the first year.
What is the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card annual fee?
The Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card has a $95 annual fee. On typical spending its rewards and usable credits come to about $370 a year, so it nets about $275 after the fee.
What is the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card welcome bonus?
Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. We value it at about $550. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card earn?
Unlimited points for travel with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
What credit score do you need for the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Bank of America Atmos Rewards Ascent Visa Signature Alaska Airlines Credit Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Bank of America product page. Terms change often; confirm them with the issuer before you apply.