Barclays
Breeze Easy Visa Credit Card
Estimated value every year on typical spending
$307/ year
Every year, after the annual fee. Year one adds a $400 welcome bonus: $707
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Anniversary Bonus $60
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Barclays Breeze Easy Visa Credit Card returns about $396 a year in rewards and usable credits, which covers its $89 fee with $307 to spare. The welcome bonus adds roughly $400 in the first year.
The fine print
- Intro APR
- 0% for the first 45 days
- Regular APR
- 19.74% to 29.74% variable
- Foreign fee
- None
- Top perk
- Priority Boarding
- Approval
- Good credit recommended
- Redeem for
- Travel portal · Airline & hotel transfers · Statement credit · Gift cards
Rewards
- 10X BreezePoints on Nicer Bundles and Nicest Bundles
- 4X on Nice Bundles
- 2X on eligible grocery store and restaurant purchases
Sign-up bonus
40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.
Best for
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back.
Worth knowing
- Annual fee
- $89
- Intro APR
- 0% for the first 45 days
- Regular APR
- 19.74% to 29.74% variable
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- $500/mo on groceries earns about $96/year (1.6x).
- $1200/mo on everyday spending earns about $115/year (0.8x).
- The $89 fee pays for itself at about $1240/mo on groceries.
- You come out ahead of a no-fee 1% card after about $14800/year of groceries spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Breeze Easy Visa Credit Card: questions people ask
Is the Barclays Breeze Easy Visa Credit Card worth it?
On typical spending the Barclays Breeze Easy Visa Credit Card returns about $396 a year in rewards and usable credits, which covers its $89 fee with $307 to spare. The welcome bonus adds roughly $400 in the first year.
What is the Barclays Breeze Easy Visa Credit Card annual fee?
The Barclays Breeze Easy Visa Credit Card has a $89 annual fee. On typical spending its rewards and usable credits come to about $396 a year, so it nets about $307 after the fee.
What is the Barclays Breeze Easy Visa Credit Card welcome bonus?
Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days. We value it at about $400. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Barclays Breeze Easy Visa Credit Card earn?
10X BreezePoints on Nicer Bundles and Nicest Bundles. 4X on Nice Bundles. 2X on eligible grocery store and restaurant purchases.
What credit score do you need for the Barclays Breeze Easy Visa Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Barclays Breeze Easy Visa Credit Card charge foreign transaction fees?
No. The Barclays Breeze Easy Visa Credit Card has no foreign transaction fee.
Does the Barclays Breeze Easy Visa Credit Card have a 0% intro APR?
0% for the first 45 days. After that the regular APR is 19.74% to 29.74% variable.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Barclays product page. Terms change often; confirm them with the issuer before you apply.