Barclays
Lufthansa Miles & More World Elite Mastercard
Estimated value every year on typical spending
$294/ year
Every year, after the annual fee. Year one adds a $770 welcome bonus: $1,064
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Lounge Access (not counted) · Annual Companion Ticket (not counted)
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Barclays Lufthansa Miles & More World Elite Mastercard returns about $383 a year in rewards and usable credits, which covers its $89 fee with $294 to spare. The welcome bonus adds roughly $770 in the first year.
The fine print
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.74% to 29.74% variable
- Foreign fee
- None
- Top perk
- lounge access with two complimentary Lufthansa Business Lounge Vouchers annually
- Approval
- Excellent credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 2 miles per $1 spent on Miles & More partner airline tickets
- 1 mile per $1 spent on all other purchases
Sign-up bonus
70,000 miles after you spend $4,000 in purchases and pay the annual fee in full, both within the first 90 days.
Best for
- Travelers who redeem points
Not ideal for
- People who want plain cash back
- Thin or new credit files
Trade-offs: Better travel value ↔ less straightforward than cash back; Top-tier earning ↔ harder to qualify for; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $89
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.74% to 29.74% variable
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- $300/mo on travel earns about $79/year (2.2x).
- $1200/mo on everyday spending earns about $158/year (1.1x).
- The $89 fee pays for itself at about $620/mo on travel.
- You come out ahead of a no-fee 1% card after about $7400/year of travel spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Lufthansa Miles & More World Elite Mastercard: questions people ask
Is the Barclays Lufthansa Miles & More World Elite Mastercard worth it?
On typical spending the Barclays Lufthansa Miles & More World Elite Mastercard returns about $383 a year in rewards and usable credits, which covers its $89 fee with $294 to spare. The welcome bonus adds roughly $770 in the first year.
What is the Barclays Lufthansa Miles & More World Elite Mastercard annual fee?
The Barclays Lufthansa Miles & More World Elite Mastercard has a $89 annual fee. On typical spending its rewards and usable credits come to about $383 a year, so it nets about $294 after the fee.
What is the Barclays Lufthansa Miles & More World Elite Mastercard welcome bonus?
Earn 70,000 miles after you spend $4,000 in purchases and pay the annual fee in full, both within the first 90 days. We value it at about $770. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Barclays Lufthansa Miles & More World Elite Mastercard earn?
2 miles per $1 spent on Miles & More partner airline tickets. 1 mile per $1 spent on all other purchases.
What credit score do you need for the Barclays Lufthansa Miles & More World Elite Mastercard?
The issuer doesn't say; we'd class it as: excellent credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Barclays Lufthansa Miles & More World Elite Mastercard charge foreign transaction fees?
No. The Barclays Lufthansa Miles & More World Elite Mastercard has no foreign transaction fee.
Does the Barclays Lufthansa Miles & More World Elite Mastercard have a 0% intro APR?
0% for the first 15 billing cycles. After that the regular APR is 19.74% to 29.74% variable.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Barclays product page. Terms change often; confirm them with the issuer before you apply.