Barclays
Wyndham Rewards Earner Business Card
Estimated value every year on typical spending
$320/ year
Every year, after the annual fee. Year one adds a $360 welcome bonus: $680
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Anniversary Bonus $120 · $65 Wholesale Membership Club Credit $65 → $23
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Barclays Wyndham Rewards Earner Business Card returns about $469 a year in rewards and usable credits, which covers its $149 fee with $320 to spare. The welcome bonus adds roughly $360 in the first year.
The fine print
- Intro APR
- 0% for the first 6 billing cycles
- Regular APR
- 19.74% to 29.74% variable
- Foreign fee
- None
- Top perk
- Automatically receive a Wyndham Rewards DIAMOND member level and enjoy suite upgrades, welcome amenity at...
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 8 points per $1 spent on eligible purchases made at Hotels by Wyndham
- 5 points per $1 spent on eligible Vacation Club, gas, and office supply store purchases
- 1 point per $1 spent on all other purchases
Sign-up bonus
45,000 bonus points after spending $3,000 on qualifying purchases and paying the annual fee in full in the first 90 days.
Best for
- Business spending
- Big spenders on gas
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back.
Worth knowing
- Annual fee
- $149
- Intro APR
- 0% for the first 6 billing cycles
- Regular APR
- 19.74% to 29.74% variable
- Balance transfer fee
- Either $5 or 3% of the amount of each transfer, whichever is greater.
- $200/mo on gas earns about $96/year (4x).
- $1200/mo on everyday spending earns about $115/year (0.8x).
- The $149 fee pays for itself at about $410/mo on gas.
- You come out ahead of a no-fee 1% card after about $5000/year of gas spending.
Offer history
- Oct 29, 2026 · Welcome offer changed: Earn up to 100,000 bonus points → Earn up to 45,000 bonus points after spending $3,000 on qualifying purchases and paying the annual fee in full in the first 90 days.
Wyndham Rewards Earner Business Card: questions people ask
Is the Barclays Wyndham Rewards Earner Business Card worth it?
On typical spending the Barclays Wyndham Rewards Earner Business Card returns about $469 a year in rewards and usable credits, which covers its $149 fee with $320 to spare. The welcome bonus adds roughly $360 in the first year.
What is the Barclays Wyndham Rewards Earner Business Card annual fee?
The Barclays Wyndham Rewards Earner Business Card has a $149 annual fee. On typical spending its rewards and usable credits come to about $469 a year, so it nets about $320 after the fee.
What is the Barclays Wyndham Rewards Earner Business Card welcome bonus?
Earn up to 45,000 bonus points after spending $3,000 on qualifying purchases and paying the annual fee in full in the first 90 days. We value it at about $360. We check the issuer's page daily; see its offer history for changes since Oct 26, 2026.
What does the Barclays Wyndham Rewards Earner Business Card earn?
8 points per $1 spent on eligible purchases made at Hotels by Wyndham. 5 points per $1 spent on eligible Vacation Club, gas, and office supply store purchases. 1 point per $1 spent on all other purchases.
What credit score do you need for the Barclays Wyndham Rewards Earner Business Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Barclays Wyndham Rewards Earner Business Card charge foreign transaction fees?
No. The Barclays Wyndham Rewards Earner Business Card has no foreign transaction fee.
Does the Barclays Wyndham Rewards Earner Business Card have a 0% intro APR?
0% for the first 6 billing cycles. After that the regular APR is 19.74% to 29.74% variable.
Compare Wyndham Rewards Earner Business Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Barclays product page. Terms change often; confirm them with the issuer before you apply.