Barclays
Wyndham Rewards Earner Card
Estimated value every year on typical spending
$415/ year
Every year, after the annual fee. Year one adds a $360 welcome bonus: $775
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Anniversary Bonus Points $60
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Barclays Wyndham Rewards Earner Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $415 a year on typical spending. The welcome bonus adds roughly $360 in the first year.
The fine print
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.49% to 29.99% variable
- Foreign fee
- None
- Top perk
- Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like preferred room selection...
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 5 points per $1 spent on eligible purchases made at Hotels by Wyndham
- 2 points per $1 spent on dining, grocery store purchases, and gas purchases
- 1 point per $1 spent on all other purchases
Sign-up bonus
45,000 bonus points after spending $2,000 on qualifying purchases in the first 90 days.
Best for
- Travelers who redeem points
- Keeping costs at $0
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.49% to 29.99% variable
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- $500/mo on groceries earns about $96/year (1.6x).
- $1200/mo on everyday spending earns about $115/year (0.8x).
Offer history
- Oct 29, 2026 · Welcome offer changed: Earn up to 75,000 bonus points → Earn 45,000 bonus points after spending $2,000 on qualifying purchases in the first 90 days.
Wyndham Rewards Earner Card: questions people ask
Is the Barclays Wyndham Rewards Earner Card worth it?
With no annual fee, the Barclays Wyndham Rewards Earner Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $415 a year on typical spending. The welcome bonus adds roughly $360 in the first year.
What is the Barclays Wyndham Rewards Earner Card annual fee?
The Barclays Wyndham Rewards Earner Card has no annual fee ($0).
What is the Barclays Wyndham Rewards Earner Card welcome bonus?
Earn 45,000 bonus points after spending $2,000 on qualifying purchases in the first 90 days. We value it at about $360. We check the issuer's page daily; see its offer history for changes since Oct 26, 2026.
What does the Barclays Wyndham Rewards Earner Card earn?
5 points per $1 spent on eligible purchases made at Hotels by Wyndham. 2 points per $1 spent on dining, grocery store purchases, and gas purchases. 1 point per $1 spent on all other purchases.
What credit score do you need for the Barclays Wyndham Rewards Earner Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Barclays Wyndham Rewards Earner Card charge foreign transaction fees?
No. The Barclays Wyndham Rewards Earner Card has no foreign transaction fee.
Does the Barclays Wyndham Rewards Earner Card have a 0% intro APR?
0% for the first 15 billing cycles. After that the regular APR is 19.49% to 29.99% variable.
Compare Wyndham Rewards Earner Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Barclays product page. Terms change often; confirm them with the issuer before you apply.