Barclays
Wyndham Rewards Earner Plus Card
Estimated value every year on typical spending
$552/ year
Every year, after the annual fee. Year one adds a $720 welcome bonus: $1,272
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Meal Delivery Credit $50 → $18 · Anniversary Bonus $120
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Barclays Wyndham Rewards Earner Plus Card returns about $647 a year in rewards and usable credits, which covers its $95 fee with $552 to spare. The welcome bonus adds roughly $720 in the first year.
The fine print
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.49% to 29.99% variable
- Foreign fee
- None
- Top perk
- Automatically receive a Wyndham Rewards DIAMOND member level during your first year
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 6 points per $1 spent on eligible purchases made at Hotels by Wyndham
- 4 points per $1 spent on dining, grocery store purchases, and travel
- 1 point per $1 spent on all other purchases
Sign-up bonus
90,000 bonus points
Best for
- Big spenders on groceries
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $95
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.49% to 29.99% variable
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- $500/mo on groceries earns about $192/year (3.2x).
- $1200/mo on everyday spending earns about $115/year (0.8x).
- The $95 fee pays for itself at about $360/mo on groceries.
- You come out ahead of a no-fee 1% card after about $4300/year of groceries spending.
Offer history
- Oct 29, 2026 · Welcome offer changed: Earn up to 100,000 bonus points → Earn up to 90,000 bonus points
Wyndham Rewards Earner Plus Card: questions people ask
Is the Barclays Wyndham Rewards Earner Plus Card worth it?
On typical spending the Barclays Wyndham Rewards Earner Plus Card returns about $647 a year in rewards and usable credits, which covers its $95 fee with $552 to spare. The welcome bonus adds roughly $720 in the first year.
What is the Barclays Wyndham Rewards Earner Plus Card annual fee?
The Barclays Wyndham Rewards Earner Plus Card has a $95 annual fee. On typical spending its rewards and usable credits come to about $647 a year, so it nets about $552 after the fee.
What is the Barclays Wyndham Rewards Earner Plus Card welcome bonus?
Earn up to 90,000 bonus points. We value it at about $720. We check the issuer's page daily; see its offer history for changes since Oct 26, 2026.
What does the Barclays Wyndham Rewards Earner Plus Card earn?
6 points per $1 spent on eligible purchases made at Hotels by Wyndham. 4 points per $1 spent on dining, grocery store purchases, and travel. 1 point per $1 spent on all other purchases.
What credit score do you need for the Barclays Wyndham Rewards Earner Plus Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Barclays Wyndham Rewards Earner Plus Card charge foreign transaction fees?
No. The Barclays Wyndham Rewards Earner Plus Card has no foreign transaction fee.
Does the Barclays Wyndham Rewards Earner Plus Card have a 0% intro APR?
0% for the first 15 billing cycles. After that the regular APR is 19.49% to 29.99% variable.
Compare Wyndham Rewards Earner Plus Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Barclays product page. Terms change often; confirm them with the issuer before you apply.