Barclays
Wyndham Rewards Earner Premier Card
Estimated value every year on typical spending
$294/ year
Every year, after the annual fee. Year one adds a $960 welcome bonus: $1,254
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Hotel Purchases Credit $100 → $50 · Meal Delivery Credit $120 → $42 · Streaming Services Credit $100 → $35 · Wholesale Membership Credit $65 → $23 · TSA Precheck/Global Entry Credit $30
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Barclays Wyndham Rewards Earner Premier Card returns about $689 a year in rewards and usable credits, which covers its $395 fee with $294 to spare. The welcome bonus adds roughly $960 in the first year.
The fine print
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.49% to 29.99% variable
- Foreign fee
- None
- Top perk
- Automatically receive a Wyndham Rewards DIAMOND member level and enjoy suite upgrades
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 8 points per $1 spent on eligible purchases made at Hotels by Wyndham
- 4 points per $1 spent on eligible dining, grocery store purchases, and travel purchases
- 1 point per $1 spent on all other purchases
Sign-up bonus
120,000 bonus points after spending $6,000 on qualifying purchases and paying the annual fee in full, both within the first 120 days.
Best for
- Big spenders on groceries
- Travelers who redeem points
- Perk-seekers who travel often
Not ideal for
- Light or occasional spenders
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $395
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 19.49% to 29.99% variable
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- $500/mo on groceries earns about $192/year (3.2x).
- $1200/mo on everyday spending earns about $115/year (0.8x).
- The $395 fee pays for itself at about $1500/mo on groceries.
- You come out ahead of a no-fee 1% card after about $18000/year of groceries spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Wyndham Rewards Earner Premier Card: questions people ask
Is the Barclays Wyndham Rewards Earner Premier Card worth it?
On typical spending the Barclays Wyndham Rewards Earner Premier Card returns about $689 a year in rewards and usable credits, which covers its $395 fee with $294 to spare. The welcome bonus adds roughly $960 in the first year.
What is the Barclays Wyndham Rewards Earner Premier Card annual fee?
The Barclays Wyndham Rewards Earner Premier Card has a $395 annual fee. On typical spending its rewards and usable credits come to about $689 a year, so it nets about $294 after the fee.
What is the Barclays Wyndham Rewards Earner Premier Card welcome bonus?
Earn up to 120,000 bonus points after spending $6,000 on qualifying purchases and paying the annual fee in full, both within the first 120 days. We value it at about $960. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Barclays Wyndham Rewards Earner Premier Card earn?
8 points per $1 spent on eligible purchases made at Hotels by Wyndham. 4 points per $1 spent on eligible dining, grocery store purchases, and travel purchases. 1 point per $1 spent on all other purchases.
What credit score do you need for the Barclays Wyndham Rewards Earner Premier Card?
The issuer recommends good/excellent credit. Checking your matches on CardFit never runs a credit check.
Does the Barclays Wyndham Rewards Earner Premier Card charge foreign transaction fees?
No. The Barclays Wyndham Rewards Earner Premier Card has no foreign transaction fee.
Does the Barclays Wyndham Rewards Earner Premier Card have a 0% intro APR?
0% for the first 15 billing cycles. After that the regular APR is 19.49% to 29.99% variable.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Barclays product page. Terms change often; confirm them with the issuer before you apply.