Capital One
Cabela's CLUB Card
Estimated value every year on typical spending
$156/ year
Every year, after the annual fee. Year one adds a $20 welcome bonus: $176
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Capital One Cabela's CLUB Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $156 a year on typical spending. The welcome bonus adds roughly $20 in the first year.
Its rewards are Bass Pro Shops CLUB points, which only spend with one merchant, so we count them at 50% of face value.
The fine print
- Intro APR
- Not listed
- Regular APR
- 9.99% variable
- Foreign fee
- None
- Top perk
- Exclusive access to world-class hunting and fishing experiences
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 5% back in CLUB Points at Bass Pro Shops and Cabela’s based on your spending tier
Sign-up bonus
$20 in CLUB Points upon approval, plus $20 in CLUB Points after making 5 purchases anywhere Mastercard is accepted within 30 days of account approval.
Best for
- Keeping costs at $0
Not ideal for
- Anyone who doesn't shop there often (rewards are Bass Pro Shops CLUB points, so we count them at half value)
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- 9.99% variable
- $1200/mo on everyday spending earns about $72/year (0.5%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Cabela's CLUB Card: questions people ask
Is the Capital One Cabela's CLUB Card worth it?
With no annual fee, the Capital One Cabela's CLUB Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $156 a year on typical spending. The welcome bonus adds roughly $20 in the first year.
What is the Capital One Cabela's CLUB Card annual fee?
The Capital One Cabela's CLUB Card has no annual fee ($0).
What is the Capital One Cabela's CLUB Card welcome bonus?
$20 in CLUB Points upon approval, plus $20 in CLUB Points after making 5 purchases anywhere Mastercard is accepted within 30 days of account approval. We value it at about $20. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Capital One Cabela's CLUB Card earn?
5% back in CLUB Points at Bass Pro Shops and Cabela’s based on your spending tier.
What credit score do you need for the Capital One Cabela's CLUB Card?
The issuer recommends good-excellent credit. Checking your matches on CardFit never runs a credit check.
Does the Capital One Cabela's CLUB Card charge foreign transaction fees?
No. The Capital One Cabela's CLUB Card has no foreign transaction fee.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.