Capital One
Kohl's Rewards Visa
Estimated value every year on typical spending
$210/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Capital One Kohl's Rewards Visa can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $210 a year on typical spending.
Its rewards are Kohl's Cash, which only spend with one merchant, so we count them at 50% of face value.
The fine print
- Intro APR
- Not listed
- Regular APR
- Not listed
- Foreign fee
- Not specified
- Rewards paid as
- Kohl's Cash · counted at half value
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 7.5% in rewards at Kohl's every day, plus additional rewards on gas and grocery purchases
Sign-up bonus
40% today
Best for
- Keeping costs at $0
Not ideal for
- Anyone who doesn't shop there often (rewards are Kohl's Cash, so we count them at half value)
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- Not listed
- $200/mo on gas earns about $36/year (1.5%).
- $1200/mo on everyday spending earns about $72/year (0.5%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Kohl's Rewards Visa: questions people ask
Is the Capital One Kohl's Rewards Visa worth it?
With no annual fee, the Capital One Kohl's Rewards Visa can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $210 a year on typical spending.
What is the Capital One Kohl's Rewards Visa annual fee?
The Capital One Kohl's Rewards Visa has no annual fee ($0).
What is the Capital One Kohl's Rewards Visa welcome bonus?
Save 40% today. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Capital One Kohl's Rewards Visa earn?
7.5% in rewards at Kohl's every day, plus additional rewards on gas and grocery purchases.
What credit score do you need for the Capital One Kohl's Rewards Visa?
The issuer recommends good-excellent credit. Checking your matches on CardFit never runs a credit check.
Does the Capital One Kohl's Rewards Visa charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
Similar cards
- American ExpressBlue Cash Preferred Card$607/yr · $95 fee
- American ExpressBlue Cash Everyday Card$480/yr · $0 fee
- ChaseChase Freedom Unlimited$540/yr · $0 fee
- ChaseChase Freedom Flex$408/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.