Capital One
Quicksilver Cash Back Rewards Card

Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $512
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Capital One Quicksilver Cash Back Rewards Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending. The welcome bonus adds roughly $200 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- Not listed
- Foreign fee
- None
- Rewards paid as
- Cash back
- Approval
- Excellent credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 1.5% cash back on every purchase, every day, and rewards don't expire for the life of the account
Sign-up bonus
$200 cash bonus
Best for
- Keeping costs at $0
Not ideal for
- Frequent international travelers
- Thin or new credit files
Trade-offs: Top-tier earning ↔ harder to qualify for; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- Not listed
- $1200/mo on everyday spending earns about $144/year (1%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Quicksilver Cash Back Rewards Card: questions people ask
Is the Capital One Quicksilver Cash Back Rewards Card worth it?
With no annual fee, the Capital One Quicksilver Cash Back Rewards Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending. The welcome bonus adds roughly $200 in the first year.
What is the Capital One Quicksilver Cash Back Rewards Card annual fee?
The Capital One Quicksilver Cash Back Rewards Card has no annual fee ($0).
What is the Capital One Quicksilver Cash Back Rewards Card welcome bonus?
$200 cash bonus. We value it at about $200. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Capital One Quicksilver Cash Back Rewards Card earn?
1.5% cash back on every purchase, every day, and rewards don't expire for the life of the account.
What credit score do you need for the Capital One Quicksilver Cash Back Rewards Card?
The issuer recommends excellent credit. Checking your matches on CardFit never runs a credit check.
Does the Capital One Quicksilver Cash Back Rewards Card charge foreign transaction fees?
No. The Capital One Quicksilver Cash Back Rewards Card has no foreign transaction fee.
Compare Quicksilver Cash Back Rewards Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.