Capital One
Quicksilver Rewards for Students
Estimated value every year on typical spending
$468/ year
Every year, after the annual fee. Year one adds a $50 welcome bonus: $518
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Capital One Quicksilver Rewards for Students can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $468 a year on typical spending. The welcome bonus adds roughly $50 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 18.74% to 28.74% variable
- Foreign fee
- None
- Rewards paid as
- Cash back
- Approval
- Built for no / limited credit
- Redeem for
- Travel portal · Airline & hotel transfers · Statement credit · Gift cards
Rewards
- 1.5% cash back on every purchase, every day
Sign-up bonus
$50 cash bonus once you spend $100 on purchases within 3 months from account opening.
Best for
- Students building credit
- Keeping costs at $0
Not ideal for
- Maximizers chasing category bonuses
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- 18.74% to 28.74% variable
- Balance transfer fee
- Balance transfer fee applies. See pricing and terms for details.
- $1200/mo on everyday spending earns about $216/year (1.5x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Quicksilver Rewards for Students: questions people ask
Is the Capital One Quicksilver Rewards for Students worth it?
With no annual fee, the Capital One Quicksilver Rewards for Students can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $468 a year on typical spending. The welcome bonus adds roughly $50 in the first year.
What is the Capital One Quicksilver Rewards for Students annual fee?
The Capital One Quicksilver Rewards for Students has no annual fee ($0).
What is the Capital One Quicksilver Rewards for Students welcome bonus?
Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening. We value it at about $50. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Capital One Quicksilver Rewards for Students earn?
1.5% cash back on every purchase, every day.
What credit score do you need for the Capital One Quicksilver Rewards for Students?
The issuer doesn't say; we'd class it as: built for no / limited credit. Checking your matches on CardFit never runs a credit check.
Does the Capital One Quicksilver Rewards for Students charge foreign transaction fees?
No. The Capital One Quicksilver Rewards for Students has no foreign transaction fee.
Compare Quicksilver Rewards for Students
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.