Capital One
Quicksilver Secured from Capital One
Estimated value every year on typical spending
$468/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Quicksilver Secured from Capital One can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $468 a year on typical spending.
The fine print
- Intro APR
- Not applicable
- Regular APR
- 29.24% variable
- Foreign fee
- None
- Rewards paid as
- Cash back
- Approval
- Built for no / limited credit
- Redeem for
- Travel portal · Airline & hotel transfers · Statement credit · Gift cards
Rewards
- 1.5% cash back on every purchase, every day
Sign-up bonus
None
Best for
- Keeping costs at $0
Not ideal for
- Maximizers chasing category bonuses
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not applicable
- Regular APR
- 29.24% variable
- Balance transfer fee
- None
- $1200/mo on everyday spending earns about $216/year (1.5x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Quicksilver Secured from Capital One: questions people ask
Is the Quicksilver Secured from Capital One worth it?
With no annual fee, the Quicksilver Secured from Capital One can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $468 a year on typical spending.
What is the Quicksilver Secured from Capital One annual fee?
The Quicksilver Secured from Capital One has no annual fee ($0).
What does the Quicksilver Secured from Capital One earn?
1.5% cash back on every purchase, every day.
What credit score do you need for the Quicksilver Secured from Capital One?
The issuer recommends fair credit. Checking your matches on CardFit never runs a credit check.
Does the Quicksilver Secured from Capital One charge foreign transaction fees?
No. The Quicksilver Secured from Capital One has no foreign transaction fee.
Compare Quicksilver Secured from Capital One
Similar cards
- U.S. BankU.S. Bank Altitude Go Secured Visa Card$545/yr · $0 fee
- Bank of AmericaCustomized Cash Rewards Secured Credit Card$372/yr · $0 fee
- Bank of AmericaBank of America Secured Travel Rewards Credit Card$468/yr · $0 fee
- Bank of AmericaBank of America Unlimited Cash Rewards Secured Credit Card$468/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.