Capital One
Teamster Privilege Credit Card
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Capital One Teamster Privilege Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending.
The fine print
- Intro APR
- 0% for the first 15 months
- Regular APR
- 14.65% to 24.65% variable
- Foreign fee
- Not specified
- Rewards paid as
- Cash back
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 3 months of cardholding
Sign-up bonus
None
Best for
- Keeping costs at $0
Not ideal for
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- 0% for the first 15 months
- Regular APR
- 14.65% to 24.65% variable
- Balance transfer fee
- 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open, or at a promotional APR that we may offer you at any other time. None for Transfers at the Purchase APR after the first 15 months that your account has been open.
- $1200/mo on everyday spending earns about $144/year (1%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Teamster Privilege Credit Card: questions people ask
Is the Capital One Teamster Privilege Credit Card worth it?
With no annual fee, the Capital One Teamster Privilege Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending.
What is the Capital One Teamster Privilege Credit Card annual fee?
The Capital One Teamster Privilege Credit Card has no annual fee ($0).
What does the Capital One Teamster Privilege Credit Card earn?
3 months of cardholding.
What credit score do you need for the Capital One Teamster Privilege Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Capital One Teamster Privilege Credit Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
Does the Capital One Teamster Privilege Credit Card have a 0% intro APR?
0% for the first 15 months. After that the regular APR is 14.65% to 24.65% variable.
Similar cards
- American ExpressBlue Cash Preferred Card$607/yr · $95 fee
- American ExpressBlue Cash Everyday Card$480/yr · $0 fee
- ChaseChase Freedom Unlimited$540/yr · $0 fee
- ChaseChase Freedom Flex$408/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.