Capital One
VentureOne Rewards for Good Credit
Estimated value every year on typical spending
$390/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Capital One VentureOne Rewards for Good Credit can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $390 a year on typical spending.
The fine print
- Intro APR
- Not applicable
- Regular APR
- 29.24% variable
- Foreign fee
- None
- Top perk
- No Foreign Transaction Fees
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 1.25 miles per dollar on every purchase
- 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel
Sign-up bonus
None
Best for
- Travelers who redeem points
- Keeping costs at $0
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not applicable
- Regular APR
- 29.24% variable
- Balance transfer fee
- None
- $1200/mo on everyday spending earns about $180/year (1.25x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
VentureOne Rewards for Good Credit: questions people ask
Is the Capital One VentureOne Rewards for Good Credit worth it?
With no annual fee, the Capital One VentureOne Rewards for Good Credit can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $390 a year on typical spending.
What is the Capital One VentureOne Rewards for Good Credit annual fee?
The Capital One VentureOne Rewards for Good Credit has no annual fee ($0).
What does the Capital One VentureOne Rewards for Good Credit earn?
1.25 miles per dollar on every purchase. 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel.
What credit score do you need for the Capital One VentureOne Rewards for Good Credit?
The issuer recommends good credit. Checking your matches on CardFit never runs a credit check.
Does the Capital One VentureOne Rewards for Good Credit charge foreign transaction fees?
No. The Capital One VentureOne Rewards for Good Credit has no foreign transaction fee.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Capital One product page. Terms change often; confirm them with the issuer before you apply.