Chase
British Airways Visa Signature Credit Card
Estimated value every year on typical spending
$405/ year
Every year, after the annual fee. Year one adds a $825 welcome bonus: $1,230
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Reward Flight Statement Credits $100 → $50 · Anniversary Bonus Avios $28
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Chase British Airways Visa Signature Credit Card returns about $500 a year in rewards and usable credits, which covers its $95 fee with $405 to spare. The welcome bonus adds roughly $825 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- Foreign fee
- Not specified
- Top perk
- $600 Reward Flight Statement Credits
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 3 Avios per $1 on British Airways, Aer Lingus, and Iberia flight purchases
- 2 Avios per $1 on stays booked directly with the hotel
- 1 Avios per $1 on all other purchases
Sign-up bonus
75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Best for
- Big spenders on travel
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $95
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- $300/mo on travel earns about $119/year (3.3000000000000003x).
- $1200/mo on everyday spending earns about $158/year (1.1x).
- The $95 fee pays for itself at about $340/mo on travel.
- You come out ahead of a no-fee 1% card after about $4100/year of travel spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
British Airways Visa Signature Credit Card: questions people ask
Is the Chase British Airways Visa Signature Credit Card worth it?
On typical spending the Chase British Airways Visa Signature Credit Card returns about $500 a year in rewards and usable credits, which covers its $95 fee with $405 to spare. The welcome bonus adds roughly $825 in the first year.
What is the Chase British Airways Visa Signature Credit Card annual fee?
The Chase British Airways Visa Signature Credit Card has a $95 annual fee. On typical spending its rewards and usable credits come to about $500 a year, so it nets about $405 after the fee.
What is the Chase British Airways Visa Signature Credit Card welcome bonus?
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. We value it at about $825. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase British Airways Visa Signature Credit Card earn?
3 Avios per $1 on British Airways, Aer Lingus, and Iberia flight purchases. 2 Avios per $1 on stays booked directly with the hotel. 1 Avios per $1 on all other purchases.
What credit score do you need for the Chase British Airways Visa Signature Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase British Airways Visa Signature Credit Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.