Chase
Disney Inspire Visa Card
Estimated value every year on typical spending
$85/ year
Every year, after the annual fee. Year one adds a $300 welcome bonus: $385
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Chase Disney Inspire Visa Card returns about $234 a year in rewards and usable credits, which covers its $149 fee with $85 to spare. The welcome bonus adds roughly $300 in the first year.
Its rewards are Disney Rewards Dollars, which only spend with one merchant, so we count them at 50% of face value.
The fine print
- Intro APR
- 0% for the first 6 months
- Regular APR
- 18.49% to 27.99% variable
- Foreign fee
- Not specified
- Top perk
- $10 statement credit each month after $10 spend or more on qualifying subscriptions directly at...
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com
- 3% on card purchases at gas stations and most other U.S. Disney locations
- 2% at grocery stores and restaurants
- 1% on all other purchases
Sign-up bonus
$300 Disney Gift Card eGift upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Best for
- Everyday, no-fuss spending
Not ideal for
- Anyone who doesn't shop there often (rewards are Disney Rewards Dollars, so we count them at half value)
- Frequent international travelers
Trade-offs: Higher annual fee ↔ richer rewards & perks.
Worth knowing
- Annual fee
- $149
- Intro APR
- 0% for the first 6 months
- Regular APR
- 18.49% to 27.99% variable
- $200/mo on gas earns about $36/year (1.5%).
- $1200/mo on everyday spending earns about $72/year (0.5%).
- The $149 fee pays for itself at about $2480/mo on gas.
- You come out ahead of a no-fee 1% card after about $29800/year of gas spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Disney Inspire Visa Card: questions people ask
Is the Chase Disney Inspire Visa Card worth it?
On typical spending the Chase Disney Inspire Visa Card returns about $234 a year in rewards and usable credits, which covers its $149 fee with $85 to spare. The welcome bonus adds roughly $300 in the first year.
What is the Chase Disney Inspire Visa Card annual fee?
The Chase Disney Inspire Visa Card has a $149 annual fee. On typical spending its rewards and usable credits come to about $234 a year, so it nets about $85 after the fee.
What is the Chase Disney Inspire Visa Card welcome bonus?
$300 Disney Gift Card eGift upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. We value it at about $300. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase Disney Inspire Visa Card earn?
10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. 3% on card purchases at gas stations and most other U.S. Disney locations. 2% at grocery stores and restaurants. 1% on all other purchases.
What credit score do you need for the Chase Disney Inspire Visa Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase Disney Inspire Visa Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
Does the Chase Disney Inspire Visa Card have a 0% intro APR?
0% for the first 6 months. After that the regular APR is 18.49% to 27.99% variable.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.