Chase
Disney Visa Card
Estimated value every year on typical spending
$156/ year
Every year, after the annual fee. Year one adds a $100 welcome bonus: $256
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Chase Disney Visa Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $156 a year on typical spending. The welcome bonus adds roughly $100 in the first year.
Its rewards are Disney Rewards Dollars, which only spend with one merchant, so we count them at 50% of face value.
The fine print
- Intro APR
- 0% for the first 6 months
- Regular APR
- 18.49% to 27.99% variable
- Foreign fee
- Not specified
- Top perk
- 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney...
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 1% in Disney Rewards Dollars on all card purchases
Sign-up bonus
$100 Disney Gift Card eGift upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening.
Best for
- Keeping costs at $0
Not ideal for
- Anyone who doesn't shop there often (rewards are Disney Rewards Dollars, so we count them at half value)
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- 0% for the first 6 months
- Regular APR
- 18.49% to 27.99% variable
- $1200/mo on everyday spending earns about $72/year (0.5%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Disney Visa Card: questions people ask
Is the Chase Disney Visa Card worth it?
With no annual fee, the Chase Disney Visa Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $156 a year on typical spending. The welcome bonus adds roughly $100 in the first year.
What is the Chase Disney Visa Card annual fee?
The Chase Disney Visa Card has no annual fee ($0).
What is the Chase Disney Visa Card welcome bonus?
$100 Disney Gift Card eGift upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening. We value it at about $100. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase Disney Visa Card earn?
1% in Disney Rewards Dollars on all card purchases.
What credit score do you need for the Chase Disney Visa Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase Disney Visa Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
Does the Chase Disney Visa Card have a 0% intro APR?
0% for the first 6 months. After that the regular APR is 18.49% to 27.99% variable.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.