Chase
Chase Freedom Rise
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. Year one adds a $25 welcome bonus: $337
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Chase Freedom Rise can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending. The welcome bonus adds roughly $25 in the first year.
The fine print
- Intro APR
- Not applicable
- Regular APR
- 18.49% to 27.99% variable
- Foreign fee
- None
- Top perk
- $25 for enrolling in automatic payments
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 1.5% cash back on all purchases
Sign-up bonus
$25 Statement Credit After You Set Up Automatic Payments In The First 3 Months From Account Opening
Best for
- Keeping costs at $0
Not ideal for
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not applicable
- Regular APR
- 18.49% to 27.99% variable
- Balance transfer fee
- None
- $1200/mo on everyday spending earns about $144/year (1%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Chase Freedom Rise: questions people ask
Is the Chase Freedom Rise worth it?
With no annual fee, the Chase Freedom Rise can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending. The welcome bonus adds roughly $25 in the first year.
What is the Chase Freedom Rise annual fee?
The Chase Freedom Rise has no annual fee ($0).
What is the Chase Freedom Rise welcome bonus?
$25 Statement Credit After You Set Up Automatic Payments In The First 3 Months From Account Opening. We value it at about $25. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase Freedom Rise earn?
1.5% cash back on all purchases.
What credit score do you need for the Chase Freedom Rise?
The issuer recommends good/excellent credit. Checking your matches on CardFit never runs a credit check.
Does the Chase Freedom Rise charge foreign transaction fees?
No. The Chase Freedom Rise has no foreign transaction fee.
Compare Chase Freedom Rise
Similar cards
- American ExpressBlue Cash Preferred Card$607/yr · $95 fee
- American ExpressBlue Cash Everyday Card$480/yr · $0 fee
- ChaseChase Freedom Unlimited$540/yr · $0 fee
- ChaseChase Freedom Flex$408/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.