Chase
Marriott Bonvoy Bold
Estimated value every year on typical spending
$221/ year
Every year, after the annual fee. Year one adds a $315 welcome bonus: $536
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Elite Night Credits $5 → $3
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Chase Marriott Bonvoy Bold can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $221 a year on typical spending. The welcome bonus adds roughly $315 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- Foreign fee
- None
- Top perk
- Automatic Silver Elite Status
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 14X total points per $1 spent at hotels participating in Marriott Bonvoy
- 2X points on select categories
Sign-up bonus
45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening.
Best for
- Travelers who redeem points
- Keeping costs at $0
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- Balance transfer fee
- None
- $1200/mo on everyday spending earns about $101/year (0.7x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Marriott Bonvoy Bold: questions people ask
Is the Chase Marriott Bonvoy Bold worth it?
With no annual fee, the Chase Marriott Bonvoy Bold can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $221 a year on typical spending. The welcome bonus adds roughly $315 in the first year.
What is the Chase Marriott Bonvoy Bold annual fee?
The Chase Marriott Bonvoy Bold has no annual fee ($0).
What is the Chase Marriott Bonvoy Bold welcome bonus?
Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening. We value it at about $315. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase Marriott Bonvoy Bold earn?
14X total points per $1 spent at hotels participating in Marriott Bonvoy. 2X points on select categories.
What credit score do you need for the Chase Marriott Bonvoy Bold?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase Marriott Bonvoy Bold charge foreign transaction fees?
No. The Chase Marriott Bonvoy Bold has no foreign transaction fee.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.