Chase

Marriott Bonvoy Bountiful

Marriott Bonvoy Bountiful card art

Estimated value every year on typical spending

$254/ year

Every year, after the annual fee. Year one adds a $595 welcome bonus: $849

+$504rewards−$250annual fee

Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.

Carry a balance? At 20%+ APR, interest usually costs more than any card earns.

Is it worth it?

On typical spending the Chase Marriott Bonvoy Bountiful returns about $504 a year in rewards and usable credits, which covers its $250 fee with $254 to spare. The welcome bonus adds roughly $595 in the first year.

The fine print

Intro APR
Not listed
Regular APR
19.49% to 27.99% variable
Foreign fee
Not specified
Top perk
$15,000 Each Calendar Year
Approval
Excellent credit recommended
Redeem for
Airline/hotel bookings · Loyalty program transfers · Gift cards

Rewards

  • 18.5X total points per $1 spent at hotels participating in Marriott Bonvoy

Sign-up bonus

85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.

Best for

  • Travelers who redeem points

Not ideal for

  • Light or occasional spenders
  • People who want plain cash back
  • Thin or new credit files

Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Top-tier earning ↔ harder to qualify for; Large welcome bonus ↔ higher spend requirement.

Worth knowing

Annual fee
$250
Intro APR
Not listed
Regular APR
19.49% to 27.99% variable
  • $400/mo on dining earns about $134/year (2.8x).
  • $1200/mo on everyday spending earns about $202/year (1.4x).
  • The $250 fee pays for itself at about $1160/mo on dining.
  • You come out ahead of a no-fee 1% card after about $13900/year of dining spending.

Offer history

No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.

All recent card changes

Marriott Bonvoy Bountiful: questions people ask

Is the Chase Marriott Bonvoy Bountiful worth it?

On typical spending the Chase Marriott Bonvoy Bountiful returns about $504 a year in rewards and usable credits, which covers its $250 fee with $254 to spare. The welcome bonus adds roughly $595 in the first year.

What is the Chase Marriott Bonvoy Bountiful annual fee?

The Chase Marriott Bonvoy Bountiful has a $250 annual fee. On typical spending its rewards and usable credits come to about $504 a year, so it nets about $254 after the fee.

What is the Chase Marriott Bonvoy Bountiful welcome bonus?

85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. We value it at about $595. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.

What does the Chase Marriott Bonvoy Bountiful earn?

18.5X total points per $1 spent at hotels participating in Marriott Bonvoy.

What credit score do you need for the Chase Marriott Bonvoy Bountiful?

The issuer doesn't say; we'd class it as: excellent credit recommended. Checking your matches on CardFit never runs a credit check.

Does the Chase Marriott Bonvoy Bountiful charge foreign transaction fees?

The issuer's page doesn't say. Check before using it abroad.

Similar cards

Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.