Chase
Marriott Bonvoy Bountiful

Estimated value every year on typical spending
$254/ year
Every year, after the annual fee. Year one adds a $595 welcome bonus: $849
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Chase Marriott Bonvoy Bountiful returns about $504 a year in rewards and usable credits, which covers its $250 fee with $254 to spare. The welcome bonus adds roughly $595 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- Foreign fee
- Not specified
- Top perk
- $15,000 Each Calendar Year
- Approval
- Excellent credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 18.5X total points per $1 spent at hotels participating in Marriott Bonvoy
Sign-up bonus
85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Best for
- Travelers who redeem points
Not ideal for
- Light or occasional spenders
- People who want plain cash back
- Thin or new credit files
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Top-tier earning ↔ harder to qualify for; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $250
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- $400/mo on dining earns about $134/year (2.8x).
- $1200/mo on everyday spending earns about $202/year (1.4x).
- The $250 fee pays for itself at about $1160/mo on dining.
- You come out ahead of a no-fee 1% card after about $13900/year of dining spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Marriott Bonvoy Bountiful: questions people ask
Is the Chase Marriott Bonvoy Bountiful worth it?
On typical spending the Chase Marriott Bonvoy Bountiful returns about $504 a year in rewards and usable credits, which covers its $250 fee with $254 to spare. The welcome bonus adds roughly $595 in the first year.
What is the Chase Marriott Bonvoy Bountiful annual fee?
The Chase Marriott Bonvoy Bountiful has a $250 annual fee. On typical spending its rewards and usable credits come to about $504 a year, so it nets about $254 after the fee.
What is the Chase Marriott Bonvoy Bountiful welcome bonus?
85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. We value it at about $595. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase Marriott Bonvoy Bountiful earn?
18.5X total points per $1 spent at hotels participating in Marriott Bonvoy.
What credit score do you need for the Chase Marriott Bonvoy Bountiful?
The issuer doesn't say; we'd class it as: excellent credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase Marriott Bonvoy Bountiful charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.