Chase
Slate Credit Card
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Chase Slate Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending.
The fine print
- Intro APR
- 0% for the first 21 months
- Regular APR
- 18.49% to 28.49% variable
- Foreign fee
- Not specified
- Top perk
- 6 months of complimentary DashPass membership
- Approval
- Good credit recommended
- Redeem for
- Travel portal · Airline & hotel transfers · Statement credit · Gift cards
Rewards
- 21 months on purchases and balance transfers, with no annual fee
Sign-up bonus
None
Best for
- Keeping costs at $0
Not ideal for
- Maximizers chasing category bonuses
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- 0% for the first 21 months
- Regular APR
- 18.49% to 28.49% variable
- Balance transfer fee
- Balance transfer fee applies.
- $1200/mo on everyday spending earns about $144/year (1x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Slate Credit Card: questions people ask
Is the Chase Slate Credit Card worth it?
With no annual fee, the Chase Slate Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending.
What is the Chase Slate Credit Card annual fee?
The Chase Slate Credit Card has no annual fee ($0).
What does the Chase Slate Credit Card earn?
21 months on purchases and balance transfers, with no annual fee.
What credit score do you need for the Chase Slate Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase Slate Credit Card charge foreign transaction fees?
The issuer's page doesn't say. Check before using it abroad.
Does the Chase Slate Credit Card have a 0% intro APR?
0% for the first 21 months. After that the regular APR is 18.49% to 28.49% variable.
Compare Slate Credit Card
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- DiscoverDiscover it Balance Transfer Credit Card$312/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.