Citi
American Airlines AAdvantage MileUp Card
Estimated value every year on typical spending
$409/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Citi American Airlines AAdvantage MileUp Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $409 a year on typical spending.
The fine print
- Intro APR
- Not listed
- Regular APR
- Not listed
- Foreign fee
- % of the U.S. dollar amount of each purchase
- Top perk
- 25% savings on inflight food and beverage purchases when you use your card on American...
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 2 AAdvantage® miles for every dollar spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage® mile for every dollar spent on all other purchases
Sign-up bonus
Not specified
Best for
- Travelers who redeem points
- Keeping costs at $0
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- Not listed
- Balance transfer fee
- either $ or % of the amount of each transfer, whichever is greater
- $500/mo on groceries earns about $132/year (2.2x).
- $1200/mo on everyday spending earns about $158/year (1.1x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
American Airlines AAdvantage MileUp Card: questions people ask
Is the Citi American Airlines AAdvantage MileUp Card worth it?
With no annual fee, the Citi American Airlines AAdvantage MileUp Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $409 a year on typical spending.
What is the Citi American Airlines AAdvantage MileUp Card annual fee?
The Citi American Airlines AAdvantage MileUp Card has no annual fee ($0).
What does the Citi American Airlines AAdvantage MileUp Card earn?
2 AAdvantage® miles for every dollar spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage® mile for every dollar spent on all other purchases.
What credit score do you need for the Citi American Airlines AAdvantage MileUp Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Citi American Airlines AAdvantage MileUp Card charge foreign transaction fees?
Yes: % of the U.S. dollar amount of each purchase.
Compare American Airlines AAdvantage MileUp Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Citi product page. Terms change often; confirm them with the issuer before you apply.