Citi
Exxon Mobil Smart Card+
No longer offered
Discontinued
Citi stopped offering the Citi Exxon Mobil Smart Card+ (it left the issuer's site around October 2026). New applications aren't possible. If you already have it, your account keeps working under its current terms.
The details below are its last known terms.
The fine print
- Intro APR
- Not listed
- Regular APR
- Not listed
- Foreign fee
- Not specified
- Top perk
- $0 fraud liability on unauthorized charges
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 5% back on drinks, snacks, car washes and more, with savings earned as a statement credit on the first $1,200 in non-fuel purchases per year
Sign-up bonus
None
Best for
- Keeping costs at $0
Not ideal for
- Anyone who doesn't shop there often (rewards are Exxon Mobil fuel savings, so we count them at half value)
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not listed
- Regular APR
- Not listed
- $200/mo on gas earns about $60/year (2.5%).
- $1200/mo on everyday spending earns about $72/year (0.5%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Similar cards you can still get
- American ExpressBlue Cash Preferred Card$607/yr · $95 fee
- American ExpressBlue Cash Everyday Card$480/yr · $0 fee
- ChaseChase Freedom Unlimited$540/yr · $0 fee
- ChaseChase Freedom Flex$408/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Citi product page. Terms change often; confirm them with the issuer before you apply.