Discover
NHL Discover it Credit Card
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. No welcome bonus.
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the NHL Discover it Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending.
The fine print
- Intro APR
- 0% for the first 15 months
- Regular APR
- 18.74% to 28.74% variable
- Foreign fee
- None
- Top perk
- $0 Fraud Liability
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate
- 1% cash back on all other purchases
Sign-up bonus
Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.
Best for
- Keeping costs at $0
Not ideal for
- Frequent international travelers
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- 0% for the first 15 months
- Regular APR
- 18.74% to 28.74% variable
- Balance transfer fee
- Balance Transfer Fee applies.
- $1200/mo on everyday spending earns about $144/year (1%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
NHL Discover it Credit Card: questions people ask
Is the NHL Discover it Credit Card worth it?
With no annual fee, the NHL Discover it Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $312 a year on typical spending.
What is the NHL Discover it Credit Card annual fee?
The NHL Discover it Credit Card has no annual fee ($0).
What is the NHL Discover it Credit Card welcome bonus?
Unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the NHL Discover it Credit Card earn?
5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. 1% cash back on all other purchases.
What credit score do you need for the NHL Discover it Credit Card?
The issuer recommends good/excellent credit. Checking your matches on CardFit never runs a credit check.
Does the NHL Discover it Credit Card charge foreign transaction fees?
No. The NHL Discover it Credit Card has no foreign transaction fee.
Does the NHL Discover it Credit Card have a 0% intro APR?
0% for the first 15 months. After that the regular APR is 18.74% to 28.74% variable.
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- ChaseChase Freedom Flex$408/yr · $0 fee
Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Discover product page. Terms change often; confirm them with the issuer before you apply.