U.S. Bank

Secured Visa Credit Card

No longer offered

Secured Visa Credit Card card art

Discontinued

U.S. Bank stopped offering the U.S. Bank Secured Visa Credit Card (it left the issuer's site around October 2026). New applications aren't possible. If you already have it, your account keeps working under its current terms.

The details below are its last known terms.

The fine print

Intro APR
Not listed
Regular APR
Not listed
Foreign fee
Not specified
Rewards paid as
Cash back
Approval
Built for no / limited credit
Redeem for
Travel portal · Airline & hotel transfers · Statement credit · Gift cards

Rewards

See issuer site for rewards details

Sign-up bonus

None

Best for

  • Keeping costs at $0

Not ideal for

  • Maximizers chasing category bonuses

Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.

Worth knowing

Annual fee
$0
Intro APR
Not listed
Regular APR
Not listed
  • $1200/mo on everyday spending earns about $144/year (1x).

Offer history

No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.

All recent card changes

Similar cards you can still get

Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: U.S. Bank product page. Terms change often; confirm them with the issuer before you apply.