Blue Cash Everyday Card vs Costco Anywhere Visa Card by Citi
Fees, rewards and real yearly value, side by side. Updated October 29, 2026.
Blue Cash Everyday Card
Estimated value every year on typical spending
$480/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $680
Costco Anywhere Visa Card by Citi
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. No welcome bonus.
The short answer
- On typical spending, the American Express Blue Cash Everyday Card comes out ahead: about $480 a year after its fee, against $312 for the Costco Anywhere Visa Card by Citi.
- The American Express Blue Cash Everyday Card earns more on groceries, gas.
Side by side
| Blue Cash Everyday Card | Costco Anywhere Visa Card by Citi | |
|---|---|---|
| Annual fee | $0 | $0 |
| Rewards | 3% cash back on eligible purchases at U.S. supermarkets, U.S. online retail purchases, and gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%) | Cardmembers earn cash back rewards everywhere Visa is accepted on cash back rewards |
| Welcome bonus | As High As $200 Cash Back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. | None |
| Credits counted | $0/yr | $0/yr |
| Intro APR | 0% for the first 15 months | Not listed |
| Regular APR | 19.74% to 28.74% variable | Not listed |
| Foreign transaction fee | 2.7% | None |
| Credit needed | Not specified | Not specified |
Yearly rewards by category
| Category (monthly spend) | Blue Cash Everyday Card | Costco Anywhere Visa Card by Citi |
|---|---|---|
| groceries ($500) | $180 | $60 |
| dining ($400) | $48 | $48 |
| gas ($200) | $72 | $24 |
| travel ($300) | $36 | $36 |
| everything else ($1,200) | $144 | $144 |
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
Questions people ask
Which is better, the American Express Blue Cash Everyday Card or the Costco Anywhere Visa Card by Citi?
On typical spending the American Express Blue Cash Everyday Card is worth more: about $480 a year after its fee, against $312 for the Costco Anywhere Visa Card by Citi. Which is better for you depends on where you spend most; see the category answers below.
Which is better for groceries?
The American Express Blue Cash Everyday Card. On $500 a month of groceries it earns about $180 a year, against $60 with the Costco Anywhere Visa Card by Citi.
Which is better for gas?
The American Express Blue Cash Everyday Card. On $200 a month of gas it earns about $72 a year, against $24 with the Costco Anywhere Visa Card by Citi.
Put any two cards head to head.
Pick any cards, including ones you already hold, and compare them on your own spending.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.