Chase
Amazon Visa Credit Card
Estimated value every year on typical spending
$420/ year
Every year, after the annual fee. Year one adds a $50 welcome bonus: $470
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the Chase Amazon Visa Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $420 a year on typical spending. The welcome bonus adds roughly $50 in the first year.
The fine print
- Intro APR
- Not applicable
- Regular APR
- 18.99% to 29.99% variable
- Foreign fee
- None
- Rewards paid as
- Cash back
- Approval
- Good credit recommended
- Redeem for
- Statement credit · Direct deposit · Gift cards
Rewards
- 3% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases
- 2% back at gas stations, restaurants, and on local transit and commuting
- 1% back on all other purchases
Sign-up bonus
$50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.
Best for
- Keeping costs at $0
Not ideal for
- Maximizers chasing category bonuses
Trade-offs: No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- Not applicable
- Regular APR
- 18.99% to 29.99% variable
- $400/mo on dining earns about $96/year (2%).
- $1200/mo on everyday spending earns about $144/year (1%).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
Amazon Visa Credit Card: questions people ask
Is the Chase Amazon Visa Credit Card worth it?
With no annual fee, the Chase Amazon Visa Credit Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $420 a year on typical spending. The welcome bonus adds roughly $50 in the first year.
What is the Chase Amazon Visa Credit Card annual fee?
The Chase Amazon Visa Credit Card has no annual fee ($0).
What is the Chase Amazon Visa Credit Card welcome bonus?
$50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application. We value it at about $50. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase Amazon Visa Credit Card earn?
3% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases. 2% back at gas stations, restaurants, and on local transit and commuting. 1% back on all other purchases.
What credit score do you need for the Chase Amazon Visa Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase Amazon Visa Credit Card charge foreign transaction fees?
No. The Chase Amazon Visa Credit Card has no foreign transaction fee.
Compare Amazon Visa Credit Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.