Prime Visa vs Amazon Visa Credit Card
Fees, rewards and real yearly value, side by side. Updated October 29, 2026.
Prime Visa
Estimated value every year on typical spending
$420/ year
Every year, after the annual fee. Year one adds a $150 welcome bonus: $570
Amazon Visa Credit Card
Estimated value every year on typical spending
$420/ year
Every year, after the annual fee. Year one adds a $50 welcome bonus: $470
The short answer
- On typical spending both cards are worth about $420 a year after fees.
- In the first year the welcome bonus flips it: the Chase Prime Visa is worth about $570 in year one.
Side by side
| Prime Visa | Amazon Visa Credit Card | |
|---|---|---|
| Annual fee | $0 | $0 |
| Rewards | 5% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; 2% back at gas stations, restaurants, and on local transit and commuting; 1% back on all other purchases | 3% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases; 2% back at gas stations, restaurants, and on local transit and commuting; 1% back on all other purchases |
| Welcome bonus | $150 Amazon Gift Card on approval | $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application. |
| Credits counted | $0/yr | $0/yr |
| Intro APR | Not applicable | Not applicable |
| Regular APR | 18.99% to 29.99% variable | 18.99% to 29.99% variable |
| Foreign transaction fee | None | None |
| Credit needed | Not specified | Not specified |
Yearly rewards by category
| Category (monthly spend) | Prime Visa | Amazon Visa Credit Card |
|---|---|---|
| groceries ($500) | $60 | $60 |
| dining ($400) | $96 | $96 |
| gas ($200) | $48 | $48 |
| travel ($300) | $72 | $72 |
| everything else ($1,200) | $144 | $144 |
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
Questions people ask
Which is better, the Chase Prime Visa or the Chase Amazon Visa Credit Card?
On typical spending the Chase Prime Visa is worth more: about $420 a year after its fee, against $420 for the Chase Amazon Visa Credit Card. Which is better for you depends on where you spend most; see the category answers below.
Put any two cards head to head.
Pick any cards, including ones you already hold, and compare them on your own spending.
Open CompareCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.