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Chase

Prime Visa

Prime Visa card art

Estimated value every year on typical spending

$420/ year

Every year, after the annual fee. Year one adds a $150 welcome bonus: $570

+$420rewards−$0annual fee

Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.

Carry a balance? At 20%+ APR, interest usually costs more than any card earns.

Find the best card for your spending Try it on your spendingCompare with another cardVisit Chase

Is it worth it?

With no annual fee, the Chase Prime Visa can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $420 a year on typical spending. The welcome bonus adds roughly $150 in the first year.

The fine print

Intro APR
Not applicable
Regular APR
18.99% to 29.99% variable
Foreign fee
None
Rewards paid as
Cash back
Approval
Good credit recommended
Redeem for
Statement credit · Direct deposit · Gift cards

Rewards

  • 5% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
  • 2% back at gas stations, restaurants, and on local transit and commuting
  • 1% back on all other purchases

Sign-up bonus

$150 Amazon Gift Card on approval

Best for

  • Keeping costs at $0

Not ideal for

  • Maximizers chasing category bonuses

Trade-offs: No annual fee ↔ lower category bonuses.

Worth knowing

Annual fee
$0
Intro APR
Not applicable
Regular APR
18.99% to 29.99% variable
Balance transfer fee
None
  • $400/mo on dining earns about $96/year (2%).
  • $1200/mo on everyday spending earns about $144/year (1%).

Offer history

No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.

All recent card changes

Prime Visa: questions people ask

Is the Chase Prime Visa worth it?

With no annual fee, the Chase Prime Visa can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $420 a year on typical spending. The welcome bonus adds roughly $150 in the first year.

What is the Chase Prime Visa annual fee?

The Chase Prime Visa has no annual fee ($0).

What is the Chase Prime Visa welcome bonus?

$150 Amazon Gift Card on approval. We value it at about $150. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.

What does the Chase Prime Visa earn?

5% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. 2% back at gas stations, restaurants, and on local transit and commuting. 1% back on all other purchases.

What credit score do you need for the Chase Prime Visa?

The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.

Does the Chase Prime Visa charge foreign transaction fees?

No. The Chase Prime Visa has no foreign transaction fee.

Compare Prime Visa

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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.