Chase
World of Hyatt Credit Card
Estimated value every year on typical spending
$523/ year
Every year, after the annual fee. Year one adds a $900 welcome bonus: $1,423
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Free Night Award $150
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
On typical spending the Chase World of Hyatt Credit Card returns about $618 a year in rewards and usable credits, which covers its $95 fee with $523 to spare. The welcome bonus adds roughly $900 in the first year.
The fine print
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- Foreign fee
- None
- Top perk
- 1–4 Hyatt hotel or resort every year after your cardmember anniversary
- Approval
- Good credit recommended
- Redeem for
- Airline/hotel bookings · Loyalty program transfers · Gift cards
Rewards
- 9 total points per $1 spent at Hyatt hotels and 2 Bonus Points per $1 spent on other purchases
Sign-up bonus
60,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening.
Best for
- Travelers who redeem points
Not ideal for
- People who want plain cash back
Trade-offs: Higher annual fee ↔ richer rewards & perks; Better travel value ↔ less straightforward than cash back; Large welcome bonus ↔ higher spend requirement.
Worth knowing
- Annual fee
- $95
- Intro APR
- Not listed
- Regular APR
- 19.49% to 27.99% variable
- $1200/mo on everyday spending earns about $216/year (1.5x).
- You come out ahead of a no-fee 1% card after about $19000/year of everyday spending spending.
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
World of Hyatt Credit Card: questions people ask
Is the Chase World of Hyatt Credit Card worth it?
On typical spending the Chase World of Hyatt Credit Card returns about $618 a year in rewards and usable credits, which covers its $95 fee with $523 to spare. The welcome bonus adds roughly $900 in the first year.
What is the Chase World of Hyatt Credit Card annual fee?
The Chase World of Hyatt Credit Card has a $95 annual fee. On typical spending its rewards and usable credits come to about $618 a year, so it nets about $523 after the fee.
What is the Chase World of Hyatt Credit Card welcome bonus?
Earn up to 60,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening. We value it at about $900. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the Chase World of Hyatt Credit Card earn?
9 total points per $1 spent at Hyatt hotels and 2 Bonus Points per $1 spent on other purchases.
What credit score do you need for the Chase World of Hyatt Credit Card?
The issuer doesn't say; we'd class it as: good credit recommended. Checking your matches on CardFit never runs a credit check.
Does the Chase World of Hyatt Credit Card charge foreign transaction fees?
No. The Chase World of Hyatt Credit Card has no foreign transaction fee.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: Chase product page. Terms change often; confirm them with the issuer before you apply.