IHG One Rewards Premier Credit Card vs World of Hyatt Credit Card
Fees, rewards and real yearly value, side by side. Updated October 29, 2026.
IHG One Rewards Premier Credit Card
Estimated value every year on typical spending
$540/ year
Every year, after the annual fee. Year one adds a $900 welcome bonus: $1,440
World of Hyatt Credit Card
Estimated value every year on typical spending
$523/ year
Every year, after the annual fee. Year one adds a $900 welcome bonus: $1,423
The short answer
- On typical spending, the Chase IHG One Rewards Premier Credit Card comes out ahead: about $540 a year after its fee, against $523 for the Chase World of Hyatt Credit Card.
- The Chase IHG One Rewards Premier Credit Card earns more on dining.
- The Chase World of Hyatt Credit Card costs $55 less a year to hold.
Side by side
| IHG One Rewards Premier Credit Card | World of Hyatt Credit Card | |
|---|---|---|
| Annual fee | $150 | $95 |
| Rewards | 24X total points per $1 spent when you stay at IHG Hotels and Resorts | 9 total points per $1 spent at Hyatt hotels and 2 Bonus Points per $1 spent on other purchases |
| Welcome bonus | Earn 180,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. | Earn up to 60,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening. |
| Credits counted | $174/yr | $150/yr |
| Intro APR | Not listed | Not listed |
| Regular APR | 19.49% to 27.99% variable | 19.49% to 27.99% variable |
| Foreign transaction fee | None | None |
| Credit needed | Not specified | Not specified |
Yearly rewards by category
| Category (monthly spend) | IHG One Rewards Premier Credit Card | World of Hyatt Credit Card |
|---|---|---|
| groceries ($500) | $90 | $90 |
| dining ($400) | $120 | $72 |
| gas ($200) | $36 | $36 |
| travel ($300) | $54 | $54 |
| everything else ($1,200) | $216 | $216 |
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
Questions people ask
Which is better, the Chase IHG One Rewards Premier Credit Card or the Chase World of Hyatt Credit Card?
On typical spending the Chase IHG One Rewards Premier Credit Card is worth more: about $540 a year after its fee, against $523 for the Chase World of Hyatt Credit Card. Which is better for you depends on where you spend most; see the category answers below.
Which has the lower annual fee?
The Chase World of Hyatt Credit Card ($95 a year, against $150).
Which is better for dining?
The Chase IHG One Rewards Premier Credit Card. On $400 a month of dining it earns about $120 a year, against $72 with the Chase World of Hyatt Credit Card.
Put any two cards head to head.
Pick any cards, including ones you already hold, and compare them on your own spending.
Open CompareCard details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.