U.S. Bank
U.S. Bank Altitude Go Visa Signature Card
Estimated value every year on typical spending
$401/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $601
Based on a typical ~$2,600/month of spending. Points valued conservatively; confirm terms with the issuer.
Credits & perks, at estimated real use: Streaming Credit $15 → $5
Carry a balance? At 20%+ APR, interest usually costs more than any card earns.
Is it worth it?
With no annual fee, the U.S. Bank Altitude Go Visa Signature Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $401 a year on typical spending. The welcome bonus adds roughly $200 in the first year.
The fine print
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 17.74% to 27.74% variable
- Foreign fee
- None
- Top perk
- $15 annual streaming credit after 11 consecutive months of qualifying streaming service purchases
- Approval
- Good credit recommended
- Redeem for
- Travel portal · Airline & hotel transfers · Statement credit · Gift cards
Rewards
- 4X points on dining, takeout, and restaurant delivery on the first $2,000 each quarter
- 2X points at grocery stores, gas stations, and streaming services
- 1X point on all other eligible purchases
Sign-up bonus
20,000 bonus points if you spend $1,000 in Net Purchases in the first 90 days.
Best for
- Travelers who redeem points
- Keeping costs at $0
Not ideal for
- People who want plain cash back
Trade-offs: Better travel value ↔ less straightforward than cash back; No annual fee ↔ lower category bonuses.
Worth knowing
- Annual fee
- $0
- Intro APR
- 0% for the first 15 billing cycles
- Regular APR
- 17.74% to 27.74% variable
- Balance transfer fee
- 5% of each transfer amount, $5 minimum
- $500/mo on groceries earns about $120/year (2x).
- $1200/mo on everyday spending earns about $144/year (1x).
Offer history
No changes to the fee, welcome offer or intro APR since we started checking this card daily on Oct 26, 2026.
U.S. Bank Altitude Go Visa Signature Card: questions people ask
Is the U.S. Bank Altitude Go Visa Signature Card worth it?
With no annual fee, the U.S. Bank Altitude Go Visa Signature Card can't cost you money to hold, so the question is only whether another card would earn more. It's worth about $401 a year on typical spending. The welcome bonus adds roughly $200 in the first year.
What is the U.S. Bank Altitude Go Visa Signature Card annual fee?
The U.S. Bank Altitude Go Visa Signature Card has no annual fee ($0).
What is the U.S. Bank Altitude Go Visa Signature Card welcome bonus?
Earn 20,000 bonus points if you spend $1,000 in Net Purchases in the first 90 days. We value it at about $200. We check the issuer's page daily; it hasn't changed since we started tracking on Oct 26, 2026.
What does the U.S. Bank Altitude Go Visa Signature Card earn?
4X points on dining, takeout, and restaurant delivery on the first $2,000 each quarter. 2X points at grocery stores, gas stations, and streaming services. 1X point on all other eligible purchases.
What credit score do you need for the U.S. Bank Altitude Go Visa Signature Card?
The issuer recommends good/excellent credit. Checking your matches on CardFit never runs a credit check.
Does the U.S. Bank Altitude Go Visa Signature Card charge foreign transaction fees?
No. The U.S. Bank Altitude Go Visa Signature Card has no foreign transaction fee.
Does the U.S. Bank Altitude Go Visa Signature Card have a 0% intro APR?
0% for the first 15 billing cycles. After that the regular APR is 17.74% to 27.74% variable.
Compare U.S. Bank Altitude Go Visa Signature Card
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Source: U.S. Bank product page. Terms change often; confirm them with the issuer before you apply.