U.S. Bank Altitude Go Visa Signature Card vs Savor Rewards
Fees, rewards and real yearly value, side by side. Updated October 29, 2026.
U.S. Bank Altitude Go Visa Signature Card
Estimated value every year on typical spending
$401/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $601
Savor Rewards
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $512
The short answer
- On typical spending, the U.S. Bank Altitude Go Visa Signature Card comes out ahead: about $401 a year after its fee, against $312 for the Capital One Savor Rewards.
- The U.S. Bank Altitude Go Visa Signature Card earns more on groceries, gas.
Side by side
| U.S. Bank Altitude Go Visa Signature Card | Savor Rewards | |
|---|---|---|
| Annual fee | $0 | $0 |
| Rewards | 4X points on dining, takeout, and restaurant delivery on the first $2,000 each quarter; 2X points at grocery stores, gas stations, and streaming services; 1X point on all other eligible purchases | 3% cash back on dining and entertainment; 5% on hotels and rental cars booked through Capital One Travel; 1% on all other purchases |
| Welcome bonus | Earn 20,000 bonus points if you spend $1,000 in Net Purchases in the first 90 days. | Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening |
| Credits counted | $5/yr | $0/yr |
| Intro APR | 0% for the first 15 billing cycles | 0% for the first 12 months |
| Regular APR | 17.74% to 27.74% variable | 18.74% to 28.74% variable |
| Foreign transaction fee | None | None |
| Credit needed | Good/Excellent | Excellent |
Yearly rewards by category
| Category (monthly spend) | U.S. Bank Altitude Go Visa Signature Card | Savor Rewards |
|---|---|---|
| groceries ($500) | $120 | $60 |
| dining ($400) | $48 | $48 |
| gas ($200) | $48 | $24 |
| travel ($300) | $36 | $36 |
| everything else ($1,200) | $144 | $144 |
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
Questions people ask
Which is better, the U.S. Bank Altitude Go Visa Signature Card or the Capital One Savor Rewards?
On typical spending the U.S. Bank Altitude Go Visa Signature Card is worth more: about $401 a year after its fee, against $312 for the Capital One Savor Rewards. Which is better for you depends on where you spend most; see the category answers below.
Which is better for groceries?
The U.S. Bank Altitude Go Visa Signature Card. On $500 a month of groceries it earns about $120 a year, against $60 with the Capital One Savor Rewards.
Which is better for gas?
The U.S. Bank Altitude Go Visa Signature Card. On $200 a month of gas it earns about $48 a year, against $24 with the Capital One Savor Rewards.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.