Marriott Bonvoy Boundless Credit Card vs Marriott Bonvoy Bevy American Express Card

Fees, rewards and real yearly value, side by side. Updated October 29, 2026.

Marriott Bonvoy Boundless Credit Card card artMarriott Bonvoy Bevy American Express Card card art

Marriott Bonvoy Boundless Credit Card

Estimated value every year on typical spending

$525/ year

Every year, after the annual fee. No welcome bonus.

+$470rewards+$150credits & perks−$95annual fee

Marriott Bonvoy Bevy American Express Card

Estimated value every year on typical spending

$338/ year

Every year, after the annual fee. Year one adds a $595 welcome bonus: $933

+$588rewards+$0credits & perks−$250annual fee

The short answer

  • On typical spending, the Chase Marriott Bonvoy Boundless Credit Card comes out ahead: about $525 a year after its fee, against $338 for the Marriott Bonvoy Bevy American Express Card.
  • In the first year the welcome bonus flips it: the Marriott Bonvoy Bevy American Express Card is worth about $933 in year one.
  • The Marriott Bonvoy Bevy American Express Card earns more on groceries, dining.
  • The Chase Marriott Bonvoy Boundless Credit Card costs $155 less a year to hold.

Side by side

Marriott Bonvoy Boundless Credit CardMarriott Bonvoy Bevy American Express Card
Annual fee$95$250
Rewards17X total points per $1 spent at hotels participating in Marriott Bonvoy6X points on eligible purchases at hotels participating in Marriott Bonvoy; 4X points at restaurants and U.S. supermarkets; 2X points on all other eligible purchases
Welcome bonusEarn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening.Earn 85,000 Marriott Bonvoy Bonus Points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Credits counted$150/yr$0/yr
Intro APRNot listedNot listed
Regular APR19.49% to 27.99% variable19.74% to 28.74% variable
Foreign transaction feeNoneNone
Credit neededGood/ExcellentNot specified

Yearly rewards by category

Category (monthly spend)Marriott Bonvoy Boundless Credit CardMarriott Bonvoy Bevy American Express Card
groceries ($500)$84$168
dining ($400)$101$134
gas ($200)$34$34
travel ($300)$50$50
everything else ($1,200)$202$202

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

Questions people ask

Which is better, the Chase Marriott Bonvoy Boundless Credit Card or the Marriott Bonvoy Bevy American Express Card?

On typical spending the Chase Marriott Bonvoy Boundless Credit Card is worth more: about $525 a year after its fee, against $338 for the Marriott Bonvoy Bevy American Express Card. Which is better for you depends on where you spend most; see the category answers below.

Which has the lower annual fee?

The Chase Marriott Bonvoy Boundless Credit Card ($95 a year, against $250).

Which is better for groceries?

The Marriott Bonvoy Bevy American Express Card. On $500 a month of groceries it earns about $168 a year, against $84 with the Chase Marriott Bonvoy Boundless Credit Card.

Which is better for dining?

The Marriott Bonvoy Bevy American Express Card. On $400 a month of dining it earns about $134 a year, against $101 with the Chase Marriott Bonvoy Boundless Credit Card.

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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.