Updated October 29, 2026

Best cards to pair with the Bank of America Premium Rewards Credit Card

A second card is only worth it for what it adds. Each card below is ranked by the extra it earns on top of the Bank of America Premium Rewards Credit Card (using whichever card pays more in each category), plus its credits, minus its fee.

1. 1
   

   American Express

   Blue Cash Preferred Card

   6% cash back on eligible purchases at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%) · 6% cash back on select U.S. streaming subscriptions

   Adds $253/yr on groceries, gas

   $607/ yearAnnual fee $95
2. 2
   

   Wells Fargo

   Choice Privileges Select Mastercard

   10X points on stays at participating Choice Hotels · 5X points on purchases at gas stations, grocery stores, and home improvement stores

   Adds $222/yr on groceries, gas

   $485/ yearAnnual fee $95
3. 3
   

   Barclays

   Wyndham Rewards Earner Plus Card

   6 points per $1 spent on eligible purchases made at Hotels by Wyndham · 4 points per $1 spent on dining, grocery store purchases, and travel

   Adds $203/yr on groceries, dining

   $552/ yearAnnual fee $95
4. 4
   

   Chase

   Chase Sapphire Preferred Credit Card

   5x points on Chase Travel · 3x points on dining, gas stations, EV charging, vacation homes, top streaming services, and online grocery

   Adds $159/yr on groceries, dining, gas

   $561/ yearAnnual fee $95
5. 5
   U.S. Bank Altitude Go Secured Visa Card

   U.S. Bank

   U.S. Bank Altitude Go Secured Visa Card

   4X points on dining, takeout, and restaurant delivery · 2X points at gas stations and grocery stores

   Adds $143/yr on groceries, dining, gas

   $545/ yearAnnual fee $0
6. 6
   

   Capital One

   Savor Rewards for Good Credit

   3% cash back at grocery stores, on dining, entertainment and popular streaming services · 1% cash back on all other purchases

   Adds $138/yr on groceries, dining

   $528/ yearAnnual fee $0
7. 7
   

   Citi

   Citi Strata Premier Card

   10 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com · 3 points per dollar spent on Air Travel, Restaurants, Supermarkets, and Gas & EV Charging Stations

   Adds $129/yr on groceries, dining, gas

   $531/ yearAnnual fee $95
8. 8
   

   American Express

   Blue Cash Everyday Card

   3% cash back on eligible purchases at U.S. supermarkets, U.S. online retail purchases, and gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)

   Adds $126/yr on groceries, gas

   $480/ yearAnnual fee $0

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.