Updated October 29, 2026

Best cards to pair with the Citi Strata Premier Card

A second card is only worth it for what it adds. Each card below is ranked by the extra it earns on top of the Citi Strata Premier Card (using whichever card pays more in each category), plus its credits, minus its fee.

1. 1
   

   Wells Fargo

   Active Cash Credit Card

   2% cash rewards on purchases with no categories to track or quarterly activations

   Adds $180/yr on travel, everything else

   $624/ yearAnnual fee $0
2. 2
   

   Citi

   Citi Double Cash Credit Card

   2% cash back on purchases: 1% when you buy · 1% as you pay, with no category enrollment, caps, or annual fee

   Adds $180/yr on travel, everything else

   $624/ yearAnnual fee $0
3. 3
   U.S. Bank Smartly Visa Signature Card

   U.S. Bank

   U.S. Bank Smartly Visa Signature Card

   2% cash back on every purchase with no caps, and up to an additional 2% cash back when paired with qualifying U.S. Bank accounts

   Adds $180/yr on travel, everything else

   $624/ yearAnnual fee $0
4. 4
   

   Chase

   World of Hyatt Credit Card

   9 total points per $1 spent at Hyatt hotels and 2 Bonus Points per $1 spent on other purchases

   Adds $145/yr on travel, everything else

   $523/ yearAnnual fee $95
5. 5
   

   Chase

   United Quest Card

   10x total miles on eligible United flights · 4x miles on all other eligible United purchases

   Adds $134/yr on everything else

   $512/ yearAnnual fee $350
6. 6
   

   American Express

   Blue Cash Preferred Card

   6% cash back on eligible purchases at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%) · 6% cash back on select U.S. streaming subscriptions

   Adds $127/yr on groceries

   $607/ yearAnnual fee $95
7. 7
   

   Chase

   Marriott Bonvoy Boundless Credit Card

   17X total points per $1 spent at hotels participating in Marriott Bonvoy

   Adds $127/yr on travel, everything else

   $525/ yearAnnual fee $95
8. 8
   

   Chase

   IHG One Rewards Premier Credit Card

   24X total points per $1 spent when you stay at IHG Hotels and Resorts

   Adds $114/yr on travel, everything else

   $540/ yearAnnual fee $150

Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending

Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.