The fine print.

Using CardFit means agreeing to these terms. They're short, and mostly say: check with the issuer before you apply.

Last updated October 2026. CardFit (www.cardfit.me) is run by Aashish Shah.

Not financial advice

CardFit compares credit cards using public information and the answers you give. Rankings, dollar values and notes, including AI-written ones, are general estimates to help you compare, not personal financial, legal or tax advice. Whether a card suits you depends on things we can't see, including your full credit history. If you carry a balance, interest will usually cost more than any card earns.

Accuracy of card information

Card details are read from issuers' public websites and updated daily, but issuers change terms without notice and we can make mistakes. Offers you're targeted with may differ from public ones. Always confirm the annual fee, rates, rewards and offer terms on the issuer's site before you apply. If you spot an error, tell us.

We're not a lender

CardFit doesn't issue cards, take applications or make credit decisions, and seeing your matches never affects your credit. Applying always happens on the issuer's own site, under the issuer's terms. Approval odds shown here are estimates, not promises.

Links and ads

CardFit links to issuer and other third-party sites and may show ads served by Google. We don't control those sites or ads and aren't responsible for their content, offers or privacy practices. How ads relate to our rankings is on the advertiser disclosure.

Using the site

You may use CardFit for your own, non-commercial card research. Please don't disrupt the site, try to get around its security, or copy its data in bulk with automated tools. Rankings, text and design are CardFit's; card names, logos and card art belong to their issuers and are shown only to identify the cards.

No warranty; limits on liability

CardFit is provided free and "as is", without warranties of any kind, including that it is accurate, complete or always available. To the fullest extent the law allows, CardFit and Aashish Shah aren't liable for any loss from using the site or relying on its information, including fees, interest, declined applications or missed offers.

Changes

We may update these terms; the date at the top shows when. Using the site after a change means you accept the new terms. Your data is covered by our privacy policy.