Quicksilver Cash Back Rewards Card vs Venture Rewards
Fees, rewards and real yearly value, side by side. Updated October 29, 2026.
Quicksilver Cash Back Rewards Card
Estimated value every year on typical spending
$312/ year
Every year, after the annual fee. Year one adds a $200 welcome bonus: $512
Venture Rewards
Estimated value every year on typical spending
$554/ year
Every year, after the annual fee. Year one adds a $750 welcome bonus: $1,304
The short answer
- On typical spending, the Capital One Venture Rewards comes out ahead: about $554 a year after its fee, against $312 for the Capital One Quicksilver Cash Back Rewards Card.
- The Capital One Venture Rewards earns more on groceries, dining, gas, travel, everything else.
- The Capital One Quicksilver Cash Back Rewards Card costs $95 less a year to hold.
Side by side
| Quicksilver Cash Back Rewards Card | Venture Rewards | |
|---|---|---|
| Annual fee | $0 | $95 |
| Rewards | 1.5% cash back on every purchase, every day, and rewards don't expire for the life of the account | 2X miles on every purchase; 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel |
| Welcome bonus | $200 cash bonus | Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. |
| Credits counted | $0/yr | $25/yr |
| Intro APR | Not listed | Not listed |
| Regular APR | Not listed | 19.74% to 28.74% variable |
| Foreign transaction fee | None | None |
| Credit needed | Excellent | Excellent |
Yearly rewards by category
| Category (monthly spend) | Quicksilver Cash Back Rewards Card | Venture Rewards |
|---|---|---|
| groceries ($500) | $60 | $120 |
| dining ($400) | $48 | $96 |
| gas ($200) | $24 | $48 |
| travel ($300) | $36 | $72 |
| everything else ($1,200) | $144 | $288 |
Yearly value is rewards plus credits you'd realistically use, minus the annual fee, on $2,600/month: $500 groceries, $400 dining, $200 gas, $300 travel, $1,200 everything else. Points use conservative cash values; store-only rewards count at half. How we rank · Use your own spending
Questions people ask
Which is better, the Capital One Quicksilver Cash Back Rewards Card or the Capital One Venture Rewards?
On typical spending the Capital One Venture Rewards is worth more: about $554 a year after its fee, against $312 for the Capital One Quicksilver Cash Back Rewards Card. Which is better for you depends on where you spend most; see the category answers below.
Which has the lower annual fee?
The Capital One Quicksilver Cash Back Rewards Card ($0 a year, against $95).
Which is better for groceries?
The Capital One Venture Rewards. On $500 a month of groceries it earns about $120 a year, against $60 with the Capital One Quicksilver Cash Back Rewards Card.
Which is better for dining?
The Capital One Venture Rewards. On $400 a month of dining it earns about $96 a year, against $48 with the Capital One Quicksilver Cash Back Rewards Card.
Which is better for travel?
The Capital One Venture Rewards. On $300 a month of travel it earns about $72 a year, against $36 with the Capital One Quicksilver Cash Back Rewards Card.
Which is better for gas?
The Capital One Venture Rewards. On $200 a month of gas it earns about $48 a year, against $24 with the Capital One Quicksilver Cash Back Rewards Card.
Put any two cards head to head.
Pick any cards, including ones you already hold, and compare them on your own spending.
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Card details are collected from issuer websites and were last refreshed October 29, 2026. Terms change often; confirm them with the issuer before you apply.